476 Rivers Edge Rd, Jefferson, NC 28640 Property Records

Ashe County property record for 476 Rivers Edge Rd, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	3,277 sqft · built 1992
Lot Size	0.84 acres (36,590 sqft)
Owner	Company Name on Record
Last Sale	$800,000 (Sep 2023)
Tax Bill	$2,882 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2023 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`09302-240-001`

Property Details

APN / Parcel Number

Primary APN	`09302-240-001`
Alternative APNs	`092997123987` `102925` `113255` `115302`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Building Area	3,277 sqft Heated Area
Gross Area	4,224 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Lot Area	36,590 sqft (0.84 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	115302
Old Parcel Number	09302240001
Street Address	476 RIVERS EDGE RD
City	JEFFERSON
State	NC
Zip	28640-9457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.84 A LOT 1 OFF 88 (PRIVATE) FROM JOEL H BROWN &AM
Legal Subdivision	NEW RIVER ESTATES SUBDIVISION
Legal Lot Number	1
Jurisdiction	ASHE NC
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3019
Census Tract	970501

Owner

Source: Ashe County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	411 BLAIR POINTE RD, MOREHEAD CITY, NC 28557-4734
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN BANK
Sep 14, 2023	Warranty Deed, Transfer
Jul 11, 2018	Warranty Deed, Transfer · Line of Credit SKYLINE NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2023 · Amount on Record
Deed Sale	Sep 14, 2023 · Amount on Record
Prior Sale	Nov 4, 2022 · Amount on Record
Deed Document Number	20234098
Deed Book / Page	556 / 741
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Recording Date	Sep 8, 2026
Property Address	476 RIVERS EDGE RD, JEFFERSON, NC 28640-9457
Document Number	0000004207
Book / Page	588 / 2023
Instrument Date	Sep 8, 2026
Instrument	20264207
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	411 BLAIR POINTE RD, MOREHEAD CITY, NC 28557-4734

Mortgage

Document Number	0000004207,
Date	Sep 8, 2026
Book Page	588/2023
Instrument	20264207

Lender

Name	SOUTHERN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Sep 14, 2023
Property Address	476 RIVERS EDGE RD, JEFFERSON, NC 28640-9457
Document Number	000556/741
Book / Page	556 / 741
Map Reference	MB 4 PG 21
Instrument Date	Sep 14, 2023
Instrument	4098
Transaction Type	Transfer
Record Updated	Oct 4, 2023

Transaction

Amount	Amount Recorded
Tax	$1,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1051, WEST JEFFERSON, NC 28694-1051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 BLAIR POINTE RD, MOREHEAD CITY, NC 28557-4734

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Jul 11, 2018
Property Address	476 RIVERS EDGE RD, JEFFERSON, NC 28640-9457
Document Number	00492/1651
Book / Page	492 / 1651
Instrument Date	Jul 11, 2018
Instrument	000000003053
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 790, JEFFERSON, NC 28640-0790

Mortgage

Document Number	0000000492/0000001653
Date	Jul 11, 2018
Book Page	0000000492/0000001653
Instrument	000000003054

Lender

Name	SKYLINE NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,882.00	$573,100 (-) Land $60,000 Building $513,100	$573,100 (-) Land $60,000 Building $513,100
2025	$2,882.00 (+7.46%)	$573,100 (+1.04%) Land $60,000 Building $513,100	$573,100 (+1.04%) Land $60,000 Building $513,100
2023	$2,682.00	$567,200 Land $60,000 Building $507,200	$567,200 Land $60,000 Building $507,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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