476 Prospect Ave, Falls City, OR 97344 Property Records

Polk County property record for 476 Prospect Ave, Falls City, OR 97344

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,396 sqft · built 1900
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$124,500 (Sep 2009)
Tax Bill	$1,205 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08621-BB-00400`

Property Details

APN / Parcel Number

Primary APN	`08621-BB-00400`
Alternative APN	`294955`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,396 sqft Living Area
Gross Area	1,856 sqft
1st Floor Area	988 sqft
Attic	Attic
Attic Area	816 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1975
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Garage Area	200 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	260 sqft
Shed	1 Shed
Shed Area	288 sqft
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	294955
Street Address	476 PROSPECT AVE
City	FALLS CITY
State	OR
Zip	97344-9749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	TOWN OF FALLS CITY LOT 19 20 BLOCK P
Legal Range	6W
Legal Township	08S
Legal Section	21
Legal Subdivision	TOWN OF FALLS CITY
Legal Block	P
Legal Lot Number	19,20
Jurisdiction	POLK OR
Township / Civil Division	FALLS CITY
Census Block Group	4
Census Block	4020
Census Tract	20400

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	476 PROSPECT AVE, FALLS CITY, OR 97344-9749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage OREGON EMPLOYEES FCU
Mar 12, 2020	Deed of Trust, Mortgage · Line of Credit HERITAGE GROVE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2009 · Amount on Record
Deed Sale	Sep 28, 2009 · Amount on Record
Deed Document Number	200911349
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Recording Date	Jul 23, 2026
Property Address	476 PROSPECT AVE, FALLS CITY, OR 97344-9749
Document Number	0000005862
Instrument Date	Jul 18, 2026
Instrument	20265862
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 PROSPECT AVE, FALLS CITY, OR 97344-9749

Mortgage

Document Number	0000005862,
Date	Jul 23, 2026
Instrument	20265862

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	476 PROSPECT AVE, FALLS CITY, OR 97344-9749
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016784
Date	Oct 25, 2021
Instrument	2021-016784

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	476 PROSPECT AVE, FALLS CITY, OR 97344-9749
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019634
Date	Dec 30, 2020
Instrument	2020-019634

Lender

Name	OREGON EMPLOYEES FCU
Type	Credit Union
Address	SALEM, OR 97301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	476 PROSPECT AVE, FALLS CITY, OR 97344-9749
Document Number	0000003626
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	Apr 17, 2020
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 PROSPECT AVE FALLS CITY OR 973449749, FALLS CITY, OR 97344-9749

Mortgage

Document Number	0000003626
Date	Mar 16, 2020
Instrument	3626

Lender

Name	HERITAGE GROVE FCU
Type	Credit Union
Address	SALEM, OR 97301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Falls City
Unified School District	Falls City School District 57 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,660 (+2.99%) Land $34,120 Building $61,540	$267,420 (-9.16%) Land $75,000 Building $192,420
2025	$1,205.00 (+3.17%)	$92,880 (+2.99%) Land $33,120 Building $59,760	$294,390 (-5.59%) Land $83,400 Building $210,990
2024	$1,168.00 (+3%)	$90,180 (+2.99%) Land $32,150 Building $58,030	$311,820 (-1.32%) Land $88,300 Building $223,520
2023	$1,134.00 (+3.37%)	$87,560 (+3%) Land $31,210 Building $56,350	$315,990 (+19.08%) Land $78,800 Building $237,190
2022	$1,097.00	$85,010 Land $30,300 Building $54,710	$265,370 Land $67,500 Building $197,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FALLS CITY serves 1,051 people · EPA ID OR4100297
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Willamette Valley Fiber.

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