476 Plummer Rd, Palermo, ME 04354 Property Records

Waldo County and Palermo Town property record for 476 Plummer Rd, Palermo, ME 04354

Property Summary

Property Type	Single Family Home
Lot Size	7.41 acres (322,780 sqft)
Owner	Individual Name on Record
Last Sale	$184,500 (Apr 2023)
Tax Bill	$5,054 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PALE M:R10 L:40A`

Property Details

APN / Parcel Number

Primary APN	`PALE M:R10 L:40A`
Alternative APN	`59`

Exterior

Architectural Style	Multi-Family
Lot Area	322,780 sqft (7.41 acres)

Location & Zoning

Account Number	59
Street Address	476 PLUMMER RD
City	PALERMO
State	ME
Zip	04354-7304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	40A
Jurisdiction	PALERMO ME
Township / Civil Division	PALERMO
Census Block Group	1
Census Block	1046
Census Tract	46001

Owner

Source: Waldo County and Palermo Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	476 PLUMMER RD, PALERMO, ME 04354-7304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Apr 11, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2023 · Amount on Record
Deed Sale	Apr 11, 2023 · Amount on Record
Prior Sale	Aug 3, 2006
Deed Book / Page	4894 / 106
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALERMO ME
Property Address	476 PLUMMER RD, PALERMO, ME 04354-7304
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005162/210
Date	Oct 23, 2025
Book Page	5162/210
Instrument	2025-9294

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALERMO ME
Recording Date	Apr 11, 2023
Property Address	476 PLUMMER RD, PALERMO, ME 04354-7304
Document Number	004894/106
Book / Page	4894 / 106
Instrument Date	Apr 6, 2023
Instrument	2023-2037
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2902 HARTSFIELD RD, SAINT CLOUD, FL 34772

Mortgage

Document Number	0020232038
Date	Apr 11, 2023
Instrument	2023-2038

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Waldo County and Palermo Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
County Subdivision	Palermo Town
Unified School District	Regional School Unit 12 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$5,054.00 (+4.53%)	$439,500 (-) Land $50,800 Building $388,700
2023	$4,835.00 (+5.78%)	$439,500 (-) Land $50,800 Building $388,700
2022	$4,571.00	$439,500 Land $50,800 Building $388,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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