476 Ocean View Ave, #1-02, Encinitas, CA 92024 Property Records

San Diego County property record for 476 Ocean View Ave, #1-02, Encinitas, CA 92024

Property Summary

Property Type	Duplex
Details	5 bd · 5 ba · 3,060 sqft · built 1984
Lot Size	0.233 acres (10,130 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,350,000 (Aug 2018)
Tax Bill	$18,186 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Jul 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`256-314-31-00`

Property Details

APN / Parcel Number

Primary APN	`256-314-31-00`
Alternative APN	`2563110500`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Units	2 Units
Building Area	3,060 sqft Living Area
Gross Area	3,248 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Duplex Single
Lot Area	10,130 sqft (0.233 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	5 Parking Spaces

Location & Zoning

Old Parcel Number	2563110500
Street Address	476 OCEAN VIEW AVE, 1-02
City	ENCINITAS
State	CA
Zip	92024-2626
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Description	BLK W LOT 1 NLY PAR OF 2 SLY PAR PER ROS 4560 IN TR 001801
Legal Subdivision	SEASIDE GARDEN HEIGHTS
Legal Tract	001801
Legal Block	W
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1006
Census Tract	17603

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	476 OCEAN VIEW AVE, ENCINITAS, CA 92024-2626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 26, 2021	Deed of Trust, Mortgage · VA Mortgage JWH FINANCIAL INC
Apr 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 9, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 31, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 21, 2018	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Feb 20, 2018	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2018 · Amount on Record
Deed Sale	Aug 21, 2018 · Amount on Record
Prior Sale	Apr 6, 2015 · Amount on Record
Deed Document Number	2018343721
Prior Transfer Date	Jan 14, 2015
Prior Transfer Doc	0000021361
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	476 OCEAN VIEW AVE, ENCINITAS, CA 92024-2626
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 OCEAN VIEW AVE, ENCINITAS, CA 92024-2626

Mortgage

Document Number	0000047064
Date	Feb 1, 2022
Instrument	2022-0047064

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	476 OCEAN VIEW AVE, ENCINITAS, CA 92024-2626
Transaction Type	Mortgage
Record Updated	Aug 4, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 OCEAN VIEW AVE, ENCINITAS, CA 92024-2626

Mortgage

Document Number	0000530716
Date	Jul 26, 2021
Instrument	2021-0530716

Lender

Name	JWH FINANCIAL INC
Type	Funding / Finance Company
Address	IRVINE, CA 92614

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	476 OCEAN VIEW AVE, ENCINITAS, CA 92024-2626
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000139150
Date	Apr 17, 2019
Instrument	2019-0139150

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	476 OCEAN VIEW AVE, ENCINITAS, CA 92024-2626
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000468803
Date	Nov 9, 2018
Instrument	2018-0468803

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 16, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	476 OCEAN VIEW AVE, ENCINITAS, CA 92024-2626
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000314774
Date	Jul 31, 2019
Instrument	2019-0314774

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 21, 2018
Property Address	476 OCEAN VIEW AVE, ENCINITAS, CA 92024-2626
Document Number	0000343721
Map Reference	MAP 1801
Instrument Date	Aug 9, 2018
Instrument	2018-0343721
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 232536, ENCINITAS, CA 92023-2536

Mortgage

Document Number	0000343722
Date	Aug 21, 2018
Instrument	2018-0343722

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Mortgage

Document Number	0000343723
Date	Aug 21, 2018
Instrument	2018-0343723

Lender

Name	US BANK NA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	476 OCEAN VIEW AVE, ENCINITAS, CA 92024-2626
Document Number	0000073778
Instrument Date	Feb 20, 2018
Transaction Type	Mortgage
Record Updated	Mar 5, 2018
Title Company	TITLE CONNECT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	476 OCEAN VIEW AVE ENCINITAS CA 920242626, ENCINITAS, CA 92024-2626

Mortgage

Document Number	0000073778
Date	Feb 26, 2018
Instrument	73778

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,636,878 (+2%) Land $1,308,501 Building $328,377
2025	$18,186.00 (+10.88%) Homeowner's exemption	$1,604,784 (+7.45%) Land $1,282,845 Building $321,939
2023	$16,401.00 (+3.09%) Homeowner's exemption	$1,493,481 Land $1,233,032 Building $260,449
2022	$15,909.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Ting Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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