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476 Johnson St, Valparaiso, FL 32580 Property Records

Okaloosa County property record for 476 Johnson St, Valparaiso, FL 32580 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2025
Square Footage2,070 sqft Living Area
Lot Size7,841 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$514,900 (2025)
Tax Bill$914.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-001-190-5378-3
Alternative APNs
  • 01-1S-23-0000-0002-0140
  • 23S101000000020140

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,070 sqft Living Area
Gross Area2,742 sqft Gross Area
1st Floor2,070 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Roof
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached Garage
Garage Area417 sqft Garage
Patio Area160 sqft Patio
Porch Area95 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address476 JOHNSON ST
CityVALPARAISO
StateFL
Zip32580-1729
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOM NW COR OF SW1/4 E 621.1FT TO INTERSECTION SWLY R/W JOHNSON ST THC S 30 DEG E ALG R/W 765.53FT TO POB CONT S 30 DEG E 114.49FT S 59 DEG W 103.87FT N 134.19FT N 59 DEG E 33.89FT TO POB AKA LOT 2
Legal Block2
Legal Lot Number140
JurisdictionOKALOOSA FL
Minor Civil DivisionNICEVILLE-VALPARAISO
Census Blockgroup1
Census Block1017
Census Tract21200

Owner

Source: Okaloosa County records · APN C56-001-190-5378-3

Assessment roll updated December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address476 JOHNSON ST, VALPARAISO, FL 32580-1729
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
UNITED WHOLESALE MORTGAGE
Jul 11, 2025Warranty Deed, Transfer · Veterans Administration Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 11, 2025 · Amount on Record
Deed SaleJul 11, 2025 · Amount on Record
Deed Doc Number20253763457
Record RefreshedJun 08, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Recording DateApr 06, 2026
Property Address476 JOHNSON ST, VALPARAISO, FL 32580-1729
Document Number0003808886
Instrument DateApr 01, 2026
Instrument20263808886
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyUNITED WHOLESALE MORTGAGE LL

Transferred To (Grantee/Buyer)

NameVerified Name
Address476 JOHNSON ST, VALPARAISO, FL 32580-1729
InvestorPossibly a Property Investor

Mortgage

Document Number0003808886,
DateApr 06, 2026
Instrument20263808886
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 11, 2025
Property Address476 JOHNSON ST, VALPARAISO, FL 32580-1729
Document Number0003763457
Instrument DateJul 03, 2025
Instrument3763457
Transaction TypeTransfer
Record UpdatedDec 09, 2025
Title CompanyPANHANDLE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,604.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2025 BISCAYNE BLVD, NAVARRE, FL 32566-2928

Transferred To (Grantee/Buyer)

NameVerified Name
Address476 JOHNSON ST, VALPARAISO, FL 32580-1729
InvestorPossibly a Property Investor

Mortgage

Document Number0003763458
DateJul 11, 2025
Instrument3763458
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2055

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityValparaiso City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$914.00$61,479 Land $61,479$61,479 Land $61,479

Flood & Wildfire

476 Johnson St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
52nd percentile of exposed land nationally · 23rd in Florida
Wildfire LikelihoodModerate — about 1 in 926 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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