476 Hillcrest Cir, Boone, NC 28607 Property Records

Watauga County property record for 476 Hillcrest Cir, Boone, NC 28607

Property Summary

Property Type	Under Construction
Details	2 bd · 1.5 ba · 2,744 sqft
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (Sep 2018)
Tax Bill	$2,972 (2025)
Deeds & Mortgages	Oct 2021 Construction Loan Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`2911-30-1273-000`

Property Details

APN / Parcel Number

Primary APN	`2911-30-1273-000`
Alternative APN	`1785249`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	2,744 sqft Living Area

Exterior

Architectural Style	Conventional
Lot Area	12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	1785249
Street Address	476 HILLCREST CIR
City	BOONE
State	NC
Zip	28607
Property Category	Other
Property Type	Other > Under Construction
Local Zoning Code	BOR1
Legal Description	LOT 9 24
Legal Subdivision	JD COOK AND ESTEL G WAGNER SUBDIVISION
Legal Lot Number	9
Jurisdiction	WATAUGA NC
Township / Civil Division	NEW RIVER
Census Block Group	1
Census Block	1051
Census Tract	920400

Owner

Source: Watauga County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	880 GREENWAY RD, BOONE, NC 28607-4838
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO
Sep 26, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 26, 2018 · Amount on Record
Deed Sale	Sep 26, 2018 · Amount on Record
Prior Sale	Aug 30, 2005 · Amount on Record
Deed Document Number	2018672672
Deed Book / Page	1994 / 186
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	476 HILLCREST CIR, BOONE, NC 28607-3860
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022270446
Date	Oct 12, 2021
Book Page	2227/446
Instrument	712445

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.99%
Index	Other
Margin	3
Max Rate	7.99%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 26, 2018
Property Address	BOONE, NC 28607
Document Number	0019940186
Book / Page	001994 / 000186
Instrument Date	Sep 25, 2018
Instrument	672672
Transaction Type	Transfer
Record Updated	Oct 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$50.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	880 GREENWAY RD BOONE NC 286074838, BOONE, NC 28607-4838

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Boone Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,972.00	$388,700 (+190.29%) Land $46,400 Building $342,300
2024			$371,500 Land $46,400 Building $325,100
2023		$133,900 Land $46,400 Building $87,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	20 (1989–2025)
Claims Outside the SFHA	12 of 20
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Tropical Storm Helene, Sep 2024 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BOONE serves 19,811 people · EPA ID NC0195010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Loretto Telephone Company, T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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