476 Forest Point Rd, Benton Harbor, MI 49022 Property Records

Berrien County property record for 476 Forest Point Rd, Benton Harbor, MI 49022

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,352 sqft · built 1997
Lot Size	0.513 acres (22,346 sqft)
Owner	Company Name on File
Last Sale	$120,000 (Mar 2021)
Tax Bill	$3,415 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-2490-0025-00-4`

Property Details

APN / Parcel Number

Primary APN	`03-2490-0025-00-4`
Alternative APN	`11-03-2490-0025-00-4`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	1,352 sqft
Unfinished Basement	1,352 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Modular
Lot Area	22,346 sqft (0.513 acres)
Lot Dimensions	159 ft deep x 140 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	476 FOREST POINT RD
City	BENTON HARBOR
State	MI
Zip	49022-9405
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	A1 SING FA
Legal Description	LOT 25 FOREST POINT SUB
Legal Subdivision	FOREST POINT SUB
Legal Lot Number	25
Legal Unit	25
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1025
Census Tract	2400

Owner

476 Forest Point Rd, a residential property, is owned by a company that acquired it in December 2025.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	3169 MAPLE VILLA DR SE, GRAND RAPIDS, MI 49508-1575
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY RSRC FUND
Dec 9, 2025	Quit Claim Deed, Transfer · Conventional Mortgage INVESTOR MORTGAGE FINANCE LLC
Mar 12, 2021	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2021 · Amount on File
Deed Sale	Mar 12, 2021 · Amount on File
Prior Sale	Oct 17, 1997 · Amount on File
Deed Book / Page	3317 / 2138
Last Transfer Date	Dec 8, 2025
Transfer Doc	03466/1261
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	Jun 10, 2026
Property Address	476 FOREST POINT RD, BENTON HARBOR, MI 49022-9405
Document Number	0000463010
Book / Page	3479 / 2476
Instrument Date	Jun 9, 2026
Instrument	2026463010
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	2121 SUMMER BROOK DR SE, GRAND RAPIDS, MI 49508-0610

Mortgage

Document Number	0000463010,
Date	Jun 10, 2026
Book Page	3479/2476
Instrument	2026463010

Lender

Name	OPPORTUNITY RSRC FUND

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 9, 2041

Interest

Rate Type	Fixed Rate
Rate	5.71%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Dec 9, 2025
Property Address	476 FOREST POINT RD, BENTON HARBOR, MI 49022-9405
Document Number	03466/1261
Book / Page	3466 / 1261
Map Reference	LB 18 PG 16
Instrument Date	Dec 8, 2025
Instrument	2025447876
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3169 MAPLE VILLA DR SE, GRAND RAPIDS, MI 49508-1575

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3169 MAPLE VILLA DR SE, GRAND RAPIDS, MI 49508-1575

Mortgage

Document Number	0034661264
Date	Dec 9, 2025
Instrument	3466/1264

Lender

Name	INVESTOR MORTGAGE FINANCE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 12, 2021
Property Address	476 FOREST POINT RD, BENTON HARBOR, MI 49022-9405
Document Number	03317/2138
Book / Page	3317 / 2138
Map Reference	LB 18 PG 16
Instrument Date	Feb 24, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,032.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	476 FOREST POINT RD, BENTON HARBOR, MI 49022-9405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2121 SUMMER BROOK DR SE, GRAND RAPIDS, MI 49508-0610

Mortgage

Document Number	0033172141
Date	Mar 12, 2021
Instrument	3317/2141

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 476 Forest Point Rd was $3,415, up 3.1% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,500 (+14.76%)	$185,000 (+14.76%)
2025	$3,415.00 (+3.11%)	$80,600	$161,200
2024	$3,312.00
2023		$62,500	$125,000
2022	$3,135.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 476 Forest Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 476 Forest Point Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Midwest Energy & Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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