1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Elm Spring Rd

476 Elm Spring Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 476 Elm Spring Rd, Saint Cloud, FL 34771

Property Summary

Property TypeVacant Land
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$402,400 (Oct 2025)
Tax Bill$2,967 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Jun 2025 Sale
APN22-25-31-3682-0001-4540

Property Details

APN / Parcel Number

Primary APN22-25-31-3682-0001-4540
Alternative APN
  • 253122368200014540

Exterior

Lot Area6,098 sqft (0.14 acres)

Location & Zoning

Street Address476 ELM SPRING RD
CitySAINT CLOUD
StateFL
Zip34771-7352
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionCROSSINGS PH 2 PB 36 PGS 95-109 LOT 454
Legal SubdivisionCROSSINGS PHASE 2
Legal Lot Number454
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1053
Census Tract43700

Owner

Source: Osceola County records, as of June 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address476 ELM SPRING RD, SAINT CLOUD, FL 34771-7352
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Special Warranty Deed, Transfer · FHA Mortgage
NVR MORTGAGE FINANCE INC
Jun 23, 2025Special Warranty Deed, Transfer
NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2025 · Amount on File
Deed SaleOct 14, 2025 · Amount on File
Prior SaleJun 23, 2025 · Amount on File
Deed Document Number2025127257
Deed Book / Page6864 / 1110
Record UpdatedSep 20, 2026

October 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 14, 2025
Property Address476 ELM SPRING RD, SAINT CLOUD, FL 34771-7352
Document Number0068641110
Book / Page6864 / 1110
Map ReferenceMB 36 PG 95-109
Instrument DateOct 14, 2025
Instrument2025127257
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,816.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7547 GOLF CHANNEL DR, ORLANDO, FL 32819-8921

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address476 ELM SPRING RD, SAINT CLOUD, FL 34771-7352

Mortgage

Document Number0068641112
DateOct 14, 2025
Instrument6864/1112
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

June 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 23, 2025
Property Address476 ELM SPRING RD, SAINT CLOUD, FL 34771-7352
Document Number0068080748
Book / Page6808 / 748
Map ReferenceMB 36 PG 95-109
Instrument DateJun 13, 2025
Instrument2025078469
Transaction TypeTransfer
Record UpdatedDec 19, 2025
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount on Record
Tax$875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 4098, MARYVILLE, TN 37802-4098

Transferred To (Grantee/Buyer)

NameVerified Name
Address7547 GOLF CHANNEL DR, ORLANDO, FL 32819-8921
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,967.00$11,200 Land $11,200$11,200 Land $11,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance CostPremium on File
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Elm Spring Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures