Cherokee County property record for 476 Co Rd 202, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 4,150 sqft · built 1988 |
| Lot Size | 80 acres (3,484,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,257 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-19-03-08-0-000-004.002 |
| Primary APN | 13-19-03-08-0-000-004.002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 4,150 sqft Living Area |
| 1st Floor Area | 2,598 sqft |
| Upper Floors Area | 1,552 sqft |
| Basement Area | 1,664 sqft |
| Unfinished Basement | 1,664 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 3,484,800 sqft (80 acres) |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 728 sqft |
| Account Number | 11272 |
|---|---|
| Street Address | 476 COUNTY ROAD 202 |
| City | CENTRE |
| State | AL |
| Zip | 35960-3555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W/2 SW/4 |
| Legal Range | 11E |
| Legal Township | 11S |
| Legal Section | 08 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | SPRING GARDEN |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 956102 |
476 Co Rd 202 is owned and occupied by two individuals.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 476 COUNTY ROAD 202, CENTRE, AL 35960-3555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 476 COUNTY ROAD 202, CENTRE, AL 35960-3555 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 215346 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 215346 |
| Name | BBVA USA |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 476 Co Rd 202 was $2,257 with a homeowner's exemption, up 7.2% from the year before.
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,257.00 (+7.17%) | ||
| 2025 | $2,106.00 (+4.67%) Homeowner's exemption | $5,520 (+1.47%) Land $5,400 Building $120 | $677,300 (+6.58%) Land $218,800 Building $458,500 |
| 2024 | $2,012.00 Additional exemption filed | $5,440 (-88.9%) Land $5,340 Building $100 | $635,500 (+29.69%) Land $198,800 Building $436,700 |
| 2023 | $2,012.00 (+0.45%) Homeowner's exemption | $49,020 (+0.45%) | $490,027 (-22.77%) Land $53,327 Building $436,700 |
| 2022 | $2,003.00 Homeowner's exemption | $48,800 Land $5,220 Building $43,580 | $634,500 Land $198,800 Building $435,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 476 Co Rd 202 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2019–2020) |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 476 Co Rd 202 is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 95% of Alabama |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| TDS Telecom DSL | 10 / 1 |
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