476 Brook St, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 476 Brook St, Westbrook, ME 04092

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,204 sqft · built 1954
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$239,500 (May 2017)
Tax Bill	$3,895 (2023)
Deeds & Mortgages	May 2025 Line of Credit Mar 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WSBR M:022 L:013`

Property Details

APN / Parcel Number

Primary APN	`WSBR M:022 L:013`
Alternative APNs	`M:022 B:013` `725`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,204 sqft Living Area
Gross Area	2,923 sqft
1st Floor Area	1,204 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	476 BROOK ST
City	WESTBROOK
State	ME
Zip	04092-3612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Lot Number	13
Jurisdiction	WESTBROOK ME
Township / Civil Division	WESTBROOK
Census Block Group	2
Census Block	2013
Census Tract	2600

Owner

476 Brook St is owned and occupied by an individual who bought it in May 2017.

Source: Cumberland County and Westbrook City records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	476 BROOK ST, WESTBROOK, ME 04092-3612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2025	Deed of Trust, Mortgage · Line of Credit UNIVERSITY CREDIT UNION
Mar 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SOFI LENDING CORP
May 22, 2017	Intrafamily Transfer, Transfer RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2017 · Amount on File
Deed Sale	May 22, 2017 · Amount on File
Prior Sale	Sep 13, 2010 · Amount on File
Deed Document Number	201722879
Deed Book / Page	34025 / 143
Transfer Doc	0340250143
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	476 BROOK ST, WESTBROOK, ME 04092-3612
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0414260186
Date	May 6, 2025
Book Page	41426/186
Instrument	15602

Lender

Name	UNIVERSITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2040

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	476 BROOK ST, WESTBROOK, ME 04092-3612
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0379840160
Date	Mar 29, 2021
Book Page	37984/160
Instrument	21708

Lender

Name	SOFI LENDING CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTBROOK ME
Recording Date	May 22, 2017
Property Address	476 BROOK ST, WESTBROOK, ME 04092-3612
Document Number	0340250143
Book / Page	34025 / 0143
Instrument	000000022879
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022880
Date	May 22, 2017
Instrument	000000022880

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 22, 2047

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Westbrook City
Unified School District	Westbrook (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$3,895.00 (+10.59%)	$233,500 (+19.99%) Land $72,400 Building $161,100
2022	$3,522.00	$194,600 Land $60,300 Building $134,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 476 Brook St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1998–2007)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 476 Brook St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Redzone Wireless.

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