476 73rd St, Niagara Falls, NY 14304 Property Records

Niagara County and Niagara Falls City property record for 476 73rd St, Niagara Falls, NY 14304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,024 sqft · built 1955
Lot Size	0.192 acres (8,363 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jun 2024)
Tax Bill	$5,182 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`291100 160.59-3-5`

Property Details

APN / Parcel Number

Primary APN	`291100 160.59-3-5`
Alternative APNs	`11001600590003005000` `14/7056`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,024 sqft Living Area
1st Floor Area	1,024 sqft
Game Room	Game Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,363 sqft (0.192 acres)
Lot Dimensions	111 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14/7056.
Street Address	476 73RD ST
City	NIAGARA FALLS
State	NY
Zip	14304-3206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-C
Legal Description	TM 432 BL C LOT 204
Legal Subdivision	MILE RESERVE
Legal Block	3
Legal Lot Number	5.000
Jurisdiction	NIAGARA NY
Township / Civil Division	NIAGARA FALLS
Census Block Group	2
Census Block	2014
Census Tract	22100

Owner

Source: Niagara County and Niagara Falls City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	476 73RD ST, NIAGARA FALLS, NY 14304-3206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Apr 14, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 5, 2024	Warranty Deed, Transfer · Conventional Mortgage WESTERN DIVISION FCU
Oct 11, 2018	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Oct 11, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2024 · Amount on Record
Deed Sale	Jun 5, 2024 · Amount on Record
Prior Sale	Nov 6, 2000 · Amount on Record
Deed Document Number	20248078
Prior Transfer Date	May 29, 2024
Prior Transfer Doc	0000008077
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	476 73RD ST, NIAGARA FALLS, NY 14304-3206
Transaction Type	Mortgage
Record Updated	Apr 17, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 73RD ST, NIAGARA FALLS, NY 14304-3206

Mortgage

Document Number	0000008411
Date	Sep 2, 2021
Instrument	2021-18411

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Nov 1, 2048

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	476 73RD ST, NIAGARA FALLS, NY 14304-3206
Transaction Type	Mortgage
Record Updated	Apr 17, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 73RD ST, NIAGARA FALLS, NY 14304-3206

Mortgage

Document Number	0000006940
Date	Apr 14, 2022
Instrument	2022-06940

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Nov 1, 2048

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Jun 5, 2024
Property Address	476 73RD ST, NIAGARA FALLS, NY 14304-3206
Document Number	0000008078
Map Reference	MB 8 PG 6
Instrument Date	May 14, 2024
Instrument	2024-08078
Transaction Type	Transfer
Record Updated	Apr 17, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	476 73RD ST, NIAGARA FALLS, NY 14304-3206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1877 HUTH RD, GRAND ISLAND, NY 14072-1020

Mortgage

Document Number	0000008079
Date	Jun 5, 2024
Instrument	2024-08079

Lender

Name	WESTERN DIVISION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NIAGARA NY
Property Address	476 73RD ST, NIAGARA FALLS, NY 14304-3206
Document Number	0000021455
Instrument Date	Oct 11, 2018
Transaction Type	Mortgage
Record Updated	Dec 17, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 73RD ST NIAGARA FALLS NY 143043206, NIAGARA FALLS, NY 14304-3206

Mortgage

Document Number	0000021455
Date	Dec 6, 2018
Instrument	21455

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2048

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	476 73RD ST, NIAGARA FALLS, NY 14304-3206
Document Number	0000020551
Instrument Date	Oct 11, 2018
Transaction Type	Mortgage
Record Updated	Jan 2, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 73RD ST NIAGARA FALLS NY 143043206, NIAGARA FALLS, NY 14304-3206

Mortgage

Document Number	0000020551
Date	Nov 20, 2018
Instrument	20551

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2048

Tax Assessment & Valuation

Source: Niagara County and Niagara Falls City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
Municipality	Niagara Falls City
Unified School District	Niagara Falls City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,182.00 (+18.85%)
2025	$4,360.00	$73,000 (-) Land $4,200 Building $68,800	$162,200 (+19.97%) Land $9,332 Building $152,868
2023		$73,000 Land $4,200 Building $68,800	$135,200 Land $7,779 Building $127,421

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIAGARA FALLS WATER BOARD serves 50,193 people · EPA ID NY3100568
Water Source	Surface water
Last State Inspection	May 2024
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 874 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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