Loudoun County property record for 47584 Reef Ter, Sterling, VA 20165
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 2,128 sqft · built 1993 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $399,000 (Dec 2016) |
| Tax Bill | $4,841 (2026) |
| Deeds & Mortgages | Dec 2017 Mortgage Nov 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-18-9116-000 |
| Primary APN | 006-18-9116-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 2,128 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Basement Area | 492 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,742 sqft (0.04 acres) |
| Garage Type | Basement |
| Garage Area | 240 sqft |
| Deck Area | Deck Area |
| Patio Area | 394 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 47584 REEF TER |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-7481 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PDH4 |
| Legal Description | CASCADES SEC.10B LOT 612 201003240016776 Q/C 200612180104985 |
| Legal Subdivision | CASCADES |
| Legal Block | 3 |
| Legal Lot Number | 612 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 611209 |
47584 Reef Ter, a townhouse, is owned and occupied by two individuals who bought it in December 2016.
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 47584 REEF TER, STERLING, VA 20165-7481 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG |
| Nov 20, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jan 6, 2017 | Grant Deed, Transfer RGS TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2016 · Amount on File |
| Deed Sale | Dec 16, 2016 · Amount on File |
| Prior Sale | Dec 18, 2006 · Amount on File |
| Deed Document Number | 201685794 |
| Prior Transfer Date | Mar 17, 2010 |
| Prior Transfer Doc | 0000016776 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 47584 REEF TER, STERLING, VA 20165-7481 |
| Document Number | 20171211076711 |
| Instrument Date | Dec 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 20171211076711 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | 76711 |
| Name | STEARNS LNDG |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 10, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Nov 20, 2017 |
| Property Address | 47584 REEF TER, STERLING, VA 20165-7481 |
| Document Number | 20171120072310 |
| Instrument Date | Nov 15, 2017 |
| Instrument | 72310 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 47584 REEF TER STERLING VA 201657481, STERLING, VA 20165-7481 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jan 6, 2017 |
| Property Address | 47584 REEF TER, STERLING, VA 20165-7481 |
| Document Number | 20170106001175 |
| Instrument Date | Dec 2, 2016 |
| Instrument | 1175 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2017 |
| Title Company | RGS TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $399.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 47584 REEF TER STERLING VA 201657481, STERLING, VA 20165-7481 |
The 2026 property tax bill for 47584 Reef Ter was $4,841.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,841.00 | $601,480 Land $225,000 Building $376,480 | $601,480 Land $225,000 Building $376,480 |
| 2023 | $4,628.00 | $529,000 Land $175,000 Building $354,000 | $529,000 Land $175,000 Building $354,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 47584 Reef Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 47584 Reef Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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