Union County property record for 47580 320th St, Elk Point, SD 57025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,200 sqft · built 2007 |
| Lot Size | 0.999 acres (43,555 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,368 (2026) |
| Deeds & Mortgages | Oct 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 13.00.25.4017 |
| Primary APN | 13.00.25.4017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 3,200 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Roof Material | Composition Shingle |
| Lot Area | 43,555 sqft (0.999 acres) |
| Garage Area | 2,000 sqft |
| Parking Spaces | 7 Parking Spaces |
| Street Address | 47580 320TH ST |
|---|---|
| City | ELK POINT |
| State | SD |
| Zip | 57025-6615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 ACRE IN SW CORNER (BK 27 PAGE 15) |
| Legal Range | 50W |
| Legal Township | 92N |
| Legal Section | 25 |
| Legal Block | 27 |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | BRULE |
| Census Block Group | 1 |
| Census Block | 1109 |
| Census Tract | 20200 |
47580 320th St is owned and occupied by an individual who acquired it in August 2006.
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 47580 320TH ST, ELK POINT, SD 57025-6615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 11, 2006 |
| Transfer Doc | 00096/0595 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 47580 320TH ST, ELK POINT, SD 57025-6615 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2024 |
| Title Company | TITLE SOURCES INC, TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 00172/0770 |
|---|---|
| Date | Oct 9, 2018 |
| Book Page | 172/0770 |
| Instrument | 184271 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2033 |
The 2026 property tax bill for 47580 320th St was $1,368, up 0.1% from the year before.
Source: Union County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| County Subdivision | Brule Township |
| Unified School District | Elk Point-Jefferson School District 61-7 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,368.00 (+0.07%) | $125,069 (-) Land $20,286 Building $104,783 |
| 2025 | $1,367.00 (-0.8%) | $125,069 Land $20,286 Building $104,783 |
| 2024 | $1,378.00 (+10.95%) | |
| 2023 | $1,242.00 | $109,747 Land $14,490 Building $95,257 |
| 2022 | $1,242.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 47580 320th St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 12 (2011–2024) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Jun 2024 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 47580 320th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY RURAL WATER SYSTEM private · serves 4,780 people · EPA ID SD4600626 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Long Lines Metro Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Midco Fixed Wireless | 100 / 20 |
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