4758 Whetstone Ct, Charlotte, NC 28226 Property Records

Mecklenburg County property record for 4758 Whetstone Ct, Charlotte, NC 28226

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,415 sqft · built 1985
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Jul 2026)
Tax Bill	$4,218 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`211-462-29`

Property Details

APN / Parcel Number

Primary APN	`211-462-29`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,415 sqft Living Area
1st Floor Area	1,416 sqft
Upper Floors Area	999 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	17,424 sqft (0.4 acres)
Garage Area	552 sqft
Patio Area	332 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4758 WHETSTONE CT
City	CHARLOTTE
State	NC
Zip	28226-3271
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L35B4M20-829
Legal Subdivision	WESSEX SQUARE
Legal Block	4
Legal Lot Number	35
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2003
Census Tract	3017

Owner

4758 Whetstone Ct is owned and occupied by two individuals who bought it in July 2026.

Source: Mecklenburg County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4758 WHETSTONE CT, CHARLOTTE, NC 28226-3271
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 14, 2026	Warranty Deed, Transfer KEY TITLE
Jan 14, 2026	Warranty Deed, Transfer · Commercial Mortgage IFP FUND I LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on File
Deed Sale	Jul 31, 2026 · Amount on File
Prior Sale	Jan 14, 2026 · Amount on File
Deed Document Number	202682824
Deed Book / Page	40619 / 298
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 31, 2026
Property Address	4758 WHETSTONE CT, CHARLOTTE, NC 28226-3271
Document Number	0000082824
Book / Page	40619 / 298
Instrument Date	Jul 29, 2026
Instrument	202682824
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$171,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4758 WHETSTONE CT, CHARLOTTE, NC 28226-3271

Mortgage

Document Number	0000082825,
Date	Jul 31, 2026
Instrument	202682825

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 14, 2026
Property Address	4758 WHETSTONE CT, CHARLOTTE, NC 28226-3271
Document Number	0000003951
Book / Page	40136 / 560
Map Reference	MB 20 PG 829
Instrument Date	Jan 14, 2026
Instrument	2026003951
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	KEY TITLE

Transaction

Amount	Amount on Record
Tax	$920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6820 BEVINGTON BROOK LN, CHARLOTTE, NC 28277-3591

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4758 WHETSTONE CT, CHARLOTTE, NC 28226-3271
Investor	Possibly a Property Investor

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 14, 2026
Property Address	4758 WHETSTONE CT, CHARLOTTE, NC 28226-3271
Document Number	0000004121
Book / Page	40137 / 414
Map Reference	MB 20 PG 829
Instrument Date	Jan 14, 2026
Instrument	2026004121
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	KEY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$996.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1200 EAST MOREHEAD STREET # 285285, 285285, CHARLOTTE, NC 28204-2850

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 33113, CHARLOTTE, NC 28233-3113

Mortgage

Document Number	0000004122
Date	Jan 14, 2026
Instrument	2026004122

Lender

Name	IFP FUND I LLC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4758 Whetstone Ct was $4,218, up 5.6% from the year before.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,218.00 (+5.63%)	$527,400 Land $120,000 Building $407,400	$527,400 Land $120,000 Building $407,400
2024	$3,993.00
2023			$527,400 Land $120,000 Building $407,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4758 Whetstone Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4758 Whetstone Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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