4758 311th St, Stacy, MN 55079 Property Records

Chisago County property record for 4758 311th St, Stacy, MN 55079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1977
Lot Size	3.72 acres (162,043 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Jul 2018)
Tax Bill	$3,760 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-00670-00`

Property Details

APN / Parcel Number

Primary APN	`05-00670-00`
Alternative APNs	`3166047` `3360119` `3444232` `3975358`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,400 sqft Living Area
Gross Area	3,386 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1990
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	162,043 sqft (3.72 acres)
Garage Area	1,400 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3975358
Street Address	4758 311TH ST
City	STACY
State	MN
Zip	55079-9240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SUBDIVISIONNAME WEST OAKS PLAT 2 LOT 006 BLOCK 001 SUBDIVISIONCD 05091
Legal Range	021
Legal Township	034
Legal Section	30
Legal Subdivision	WEST OAKS
Legal Block	1
Legal Lot Number	6
Jurisdiction	CHISAGO MN
Township / Civil Division	STACY
Census Block Group	2
Census Block	2009
Census Tract	110402

Owner

4758 311th St is owned and occupied by two individuals who bought it in July 2018.

Source: Chisago County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4758 311TH ST, STACY, MN 55079-9240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Jul 9, 2018	Deed of Trust, Mortgage CMG MORTGAGE INC
Jul 9, 2018	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2018 · Amount on File
Deed Sale	Jul 9, 2018 · Amount on File
Deed Document Number	2018610461
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHISAGO MN
Property Address	4758 311TH ST, STACY, MN 55079-9240
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4758 311TH ST, STACY, MN 55079-9240
Investor	Possibly a Property Investor

Mortgage

Document Number	000A688466
Date	Nov 12, 2025
Instrument	A-688466

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 15, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHISAGO MN
Property Address	4758 311TH ST, STACY, MN 55079-9240
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000A610463
Date	Jul 9, 2018
Instrument	A-610463

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHISAGO MN
Recording Date	Jul 9, 2018
Property Address	4758 311TH ST, STACY, MN 55079-9240
Document Number	000A610461
Instrument Date	Jun 28, 2018
Instrument	A-610461
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4758 311TH ST, STACY, MN 55079-9240
Investor	Possibly a Property Investor

Mortgage

Document Number	000A610462
Date	Jul 9, 2018
Instrument	A-610462

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 4758 311th St was $3,760 with a homeowner's exemption, up 5.1% from the year before.

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
Municipality	Stacy City
Unified School District	North Branch Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,760.00 (+5.15%)
2025	$3,576.00 Homeowner's exemption
2024		$323,800 (-7.72%)	$339,800 (-4.58%)
2023	$3,718.00 (+0.7%) Homeowner's exemption	$350,900 (+3.76%)	$356,100 (+3.4%) Land $98,200 Building $257,900
2022	$3,692.00 (+9.62%) Homeowner's exemption	$338,200 (+31.6%)	$344,400 (+27.6%) Land $93,200 Building $251,200
2021	$3,368.00	$257,000	$269,900 Land $77,400 Building $192,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4758 311th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4758 311th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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