4757 FM 2946, Emory, TX 75440 Property Records

Rains County property record for 4757 FM 2946, Emory, TX 75440

Property Summary

Property Type	Rural Home
Details	2 ba · 3,039 sqft · built 1988
Lot Size	1.04 acres (45,520 sqft)
Owner	Individual Name on File
Last Sale	$189,900 (Oct 2020)
Tax Bill	$2,094 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0219-0040-0035-43`

Property Details

APN / Parcel Number

Primary APN	`0219-0040-0035-43`
Alternative APNs	`R21763` `21763`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,039 sqft Living Area
1st Floor Area	3,039 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,520 sqft
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	02190040003543
Street Address	4757 FM 2946
City	EMORY
State	TX
Zip	75440-4139
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0219 SELLS OLIVER P ACRES 1.045
Legal Subdivision	SELLS OLIVER P
Legal Block	3
Jurisdiction	RAINS TX
Township / Civil Division	EMORY
Census Block Group	3
Census Block	3013
Census Tract	950101

Owner

4757 FM 2946, a rural home, is owned and occupied by an individual who bought it in October 2020.

Source: Rains County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4757 FM 2946, EMORY, TX 75440-4139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BUTTON FINANCE INC
Oct 20, 2020	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2020 · Amount on File
Deed Sale	Oct 20, 2020 · Amount on File
Deed Book / Page	2020 / 2611
Prior Transfer Date	Oct 14, 2020
Prior Transfer Doc	02020/2611
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAINS TX
Property Address	4757 FM 2946, EMORY, TX 75440-4139
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002024/557
Date	Mar 28, 2024
Book Page	2024/557

Lender

Name	BUTTON FINANCE INC
Type	Mortgage Company
Address	WHITE PLAINS, NY 10606

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2044

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RAINS TX
Recording Date	Oct 20, 2020
Property Address	4757 FM 2946, EMORY, TX 75440-4139
Document Number	02020/2611
Book / Page	2020 / 2611
Instrument Date	Oct 14, 2020
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4757 FM 2946, EMORY, TX 75440-4139

Mortgage

Document Number	0020202612
Date	Oct 20, 2020
Instrument	2020/2612

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4757 FM 2946 was $2,094 with exemptions applied.

Source: Rains County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rains County
Unified School District	Rains Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,639 (-0.5%) Land $26,334 Building $284,305	$310,639 (-0.5%) Land $26,334 Building $284,305
2025	$2,094.00 Homeowner's exemption Senior Citizen's exemption	$312,186 Land $26,334 Building $285,852	$312,186 Land $26,334 Building $285,852
2023		$249,885 Land $25,080 Building $224,805	$249,885 Land $25,080 Building $224,805
2022	$3,824.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4757 FM 2946 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4757 FM 2946 is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHIRLEY WSC serves 3,054 people · EPA ID TX1120021
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fixed Wireless	500 / 60
Point Broadband Fixed Wireless	40 / 40

May also be available: Nextlink, Spectrum, Verizon.

Nearby Properties on FM 2946

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