4757 Emerson Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4757 Emerson Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,060 sqft · built 2011
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$10,000 (Jun 2007)
Tax Bill	$4,616 (2026)
Deeds & Mortgages	Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`365-0010-04573`

Property Details

APN / Parcel Number

Primary APN	`365-0010-04573`
Alternative APN	`900579`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,060 sqft Gross Area
1st Floor Area	2,060 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)
Garage Area	1,200 sqft
Deck Area	88 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	900579
Street Address	4757 EMERSON RD
City	DULUTH
State	MN
Zip	55803-9474
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	E 1/2 OF E 1/2 OF S1/2 OF SW1/4 OF SE1/4 SERIAL #
Legal Range	15W
Legal Township	52N
Legal Section	25
Legal Subdivision	FREDENBERG TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	FREDENBERG
Census Block Group	1
Census Block	1032
Census Tract	10602

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4757 EMERSON RD, DULUTH, MN 55803-9474
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2007 · Amount on Record
Deed Sale	Jun 11, 2007 · Amount on Record
Deed Document Number	20071053442
Prior Transfer Date	May 25, 2007
Prior Transfer Doc	0001053442
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4757 EMERSON RD, DULUTH, MN 55803-9474
Document Number	00A1395217
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4757 EMERSON RD DULUTH MN 558039474, DULUTH, MN 55803-9474

Mortgage

Document Number	00A1395217
Date	Nov 5, 2020
Instrument	A1395217

Lender

Name	NORTHERN COMMUNITIES CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 4, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Fredenberg Township
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,616.00 (+1.99%) Homeowner's exemption
2025	$4,526.00 (+10.07%) Homeowner's exemption	$456,200 (+0.48%) Land $69,900 Building $386,300	$456,200 (+0.48%) Land $69,900 Building $386,300
2024	$4,112.00	$454,000 (+20.52%) Land $60,000 Building $394,000	$454,000 (+20.52%) Land $60,000 Building $394,000
2022		$376,700 Land $52,300 Building $324,400	$376,700 Land $52,300 Building $324,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000