4755 Gardenia St, Oceanside, CA 92057 Property Records

San Diego County property record for 4755 Gardenia St, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,006 sqft · built 1986
Lot Size	0.79 acres (3,423 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Apr 2017)
Tax Bill	$5,175 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`157-671-36-00`

Property Details

APN / Parcel Number

Primary APN	`157-671-36-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,006 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	3,423 sqft (0.79 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4755 GARDENIA ST
City	OCEANSIDE
State	CA
Zip	92057-6143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 36 TR 011080
Legal Subdivision	MURRAY MISSION
Legal Tract	011080
Legal Block	1
Legal Lot Number	36
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1003
Census Tract	18520

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4755 GARDENIA ST, OCEANSIDE, CA 92057-6143
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SAN DIEGO COUNTY CU
Apr 10, 2017	Grant Deed, Transfer · FHA Mortgage ALTERRA GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2017 · Amount on Record
Deed Sale	Apr 10, 2017 · Amount on Record
Prior Sale	Jan 29, 2016
Deed Document Number	2017158957
Last Transfer Date	Dec 9, 2021
Transfer Doc	0000844655
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 15, 2021
Property Address	4755 GARDENIA ST, OCEANSIDE, CA 92057-6143
Document Number	0000844655
Map Reference	MAP 11080
Instrument Date	Dec 9, 2021
Instrument	2021-0844655
Transaction Type	Transfer
Record Updated	Dec 24, 2021
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4755 GARDENIA ST, OCEANSIDE, CA 92057-6143

Mortgage

Document Number	0000844656
Date	Dec 15, 2021
Instrument	2021-0844656

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 10, 2017
Property Address	4755 GARDENIA ST, OCEANSIDE, CA 92057-6143
Document Number	0000158957
Map Reference	MAP11080
Instrument Date	Mar 9, 2017
Instrument	2017-0158957
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FNT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4755 GARDENIA ST, OCEANSIDE, CA 92057-6143

Mortgage

Document Number	0000158958
Date	Apr 10, 2017
Instrument	2017-0158958

Lender

Name	ALTERRA GROUP LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Mortgage

Document Number	0000158959
Date	Apr 10, 2017
Instrument	2017-0158959

Lender

Name	ALTERRA GROUP LLC
Type	Non-Lending Institution
Address	LAS VEGAS, NV 89145

Agreement

Type	Negative Amortization
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$467,591 (+2%) Land $320,638 Building $146,953
2025	$5,175.00 (+5.18%)	$458,423 (+4.04%) Land $314,351 Building $144,072
2023	$4,920.00 (+1.55%)	$440,625 Land $302,146 Building $138,479
2022	$4,845.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A99, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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