4755 Craigmoss Ln, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 4755 Craigmoss Ln, Charlotte, NC 28278

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,536 sqft · built 2008
Lot Size0.042 acres (1,840 sqft)
OwnerIndividual Name on Record
Last Sale$141,500 (Sep 2014)
Tax Bill$2,962 (2023)
Deeds & MortgagesMay 2021 Mortgage
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN199-193-77

Property Details

APN / Parcel Number

Primary APN199-193-77

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,536 sqft Heated Area
Gross Area1,808 sqft
1st Floor Area648 sqft
Upper Floors Area888 sqft

Exterior

Year BuiltBuilt 2008
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area1,840 sqft (0.042 acres)
Garage Area240 sqft
PorchPorch
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number199-193-77
Street Address4755 CRAIGMOSS LN
CityCHARLOTTE
StateNC
Zip28278-6676
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeMX-1
Legal DescriptionL88 M48-842
Legal SubdivisionVILLAGE PRESTWICK
Legal Lot Number88
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2000
Census Tract5923

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4755 CRAIGMOSS LN, CHARLOTTE, NC 28278-6676
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Feb 12, 2018Deed of Trust, Mortgage · Conventional Mortgage
ROUNDPOINT MORTGAGE SERVICING CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2014 · Amount on Record
Deed SaleSep 25, 2014 · Amount on Record
Prior SaleFeb 13, 2009 · Amount on Record
Deed Document Number0029468114
Deed Book / Page29468 / 114
Record UpdatedJun 7, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4755 CRAIGMOSS LN, CHARLOTTE, NC 28278-6676
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000104593
DateMay 26, 2021
Book Page36112/464
Instrument2021104593
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4755 CRAIGMOSS LN, CHARLOTTE, NC 28278-6676
Transaction TypeMortgage
Record UpdatedJul 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015759
DateFeb 12, 2018
Book Page32457/861
Instrument2018015759
Lender
NameROUNDPOINT MORTGAGE SERVICING CORP
TypeMortgage Company
AddressCHARLOTTE, NC 28217
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 1, 2038

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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