Clark County property record for 4755 Combs Ferry Rd, Winchester, KY 40391
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,590 sqft · built 1993 |
| Lot Size | 7.74 acres (337,198 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $850,000 (Apr 2026) |
| Tax Bill | $3,394 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-0000-011-05 |
| Primary APN | 016-0000-011-05 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,590 sqft Living Area |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 337,198 sqft (7.74 acres) |
| Lot Dimensions | 1,197 ft deep x 575 ft wide |
| Terrain | Rolling |
| Garage Area | 1,204 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 721 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 950 sqft |
| Porch | Slab |
| Porch Area | 350 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 122425020001 |
|---|---|
| Street Address | 4755 COMBS FERRY RD |
| City | WINCHESTER |
| State | KY |
| Zip | 40391-8085 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRICULTUR |
| Legal Description | PARCELS 5 PLAT 958B |
| Legal Subdivision | HUNTERS RUN ESTS |
| Jurisdiction | CLARK KY |
| Township / Civil Division | FORD-BOONESBOROUGH |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 20500 |
Source: Clark County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4755 COMBS FERRY RD, WINCHESTER, KY 40391-8085 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2026 · Amount on Record |
| Deed Sale | Apr 1, 2026 · Amount on Record |
| Prior Sale | Apr 1, 1993 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLARK KY |
| Recording Date | Apr 1, 2026 |
| Property Address | 4755 COMBS FERRY RD, WINCHESTER, KY 40391-8085 |
| Instrument Date | Mar 25, 2026 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 27, 2026 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4755 COMBS FERRY RD, WINCHESTER, KY 40391-8085 |
| Date | Apr 1, 2026 |
|---|
| Name | CENTRAL BANK AND TRUST |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.61% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Clark County assessment roll, as of January 12, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Clark County |
| Unified School District | Clark County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,394.00 (-4.74%) Homeowner's exemption | $402,300 (-) Land $174,500 Building $227,800 | $402,300 (-) Land $174,500 Building $227,800 |
| 2023 | $402,300 | $402,300 | |
| 2022 | $3,563.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 116 (1978–2025) |
| Claims Outside the SFHA | 6 of 116 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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