4754 Jefferson St, Gary, IN 46408 Property Records

Lake County property record for 4754 Jefferson St, Gary, IN 46408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,230 sqft · built 1950
Lot Size	0.117 acres (5,097 sqft)
Owner	Individual Name on File
Tax Bill	$1,001 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-45-0174-0028`

Property Details

APN / Parcel Number

Primary APN	`001-25-45-0174-0028`
Alternative APNs	`45-08-33-276-019.000-004` `254501740028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,230 sqft Living Area
Basement Area	1,230 sqft

Exterior

Year Built	Built 1950
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	5,097 sqft (0.117 acres)
Lot Dimensions	127 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-45-0174-0028
Old Parcel Number	254501740028
Street Address	4754 JEFFERSON ST
City	GARY
State	IN
Zip	46408-4531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JUNEDALE SUB. L.23 BL.10
Legal Subdivision	JUNEDALE SUBDIVISION
Legal Block	10
Legal Lot Number	23
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	2
Census Block	2023
Census Tract	12500

Owner

4754 Jefferson St is owned and occupied by an individual who acquired it in January 2018.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	4754 JEFFERSON ST, GARY, IN 46408-4531
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 5, 2020	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Jan 17, 2018	Warranty Deed, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2018
Deed Sale	Jan 17, 2018
Prior Sale	Sep 30, 2016
Deed Document Number	2018 003261
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	4754 JEFFERSON ST, GARY, IN 46408-4531
Document Number	0000042647
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4754 JEFFERSON ST GARY IN 464084531, GARY, IN 46408-4531

Mortgage

Document Number	0000042647
Date	Jul 8, 2020
Instrument	42647

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2050

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE IN
Property Address	4754 JEFFERSON ST, GARY, IN 46408-4531
Document Number	0000051938
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Sep 16, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4754 JEFFERSON ST GARY IN 464084531, GARY, IN 46408-4531

Mortgage

Document Number	0000051938
Date	Aug 11, 2020
Instrument	51938

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jan 17, 2018
Property Address	4754 JEFFERSON ST, GARY, IN 46408-4531
Document Number	0000003261
Map Reference	MB19 PG3
Instrument Date	Jan 10, 2018
Instrument	2018 003261
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4754 JEFFERSON ST, GARY, IN 46408-4531

Mortgage

Document Number	0000003262
Date	Jan 17, 2018
Instrument	2018 003262

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$112,300 Land $10,000 Building $102,300	$112,300 Land $10,000 Building $102,300
2024	$1,001.00
2023		$79,700 (+2.97%) Land $9,000 Building $70,700	$79,700 (+2.97%) Land $9,000 Building $70,700
2022	$898.00 Homeowner's exemption	$77,400 Land $6,000 Building $71,400	$77,400 Land $6,000 Building $71,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4754 Jefferson St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2014–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4754 Jefferson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on Jefferson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures