4754 Citrus Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4754 Citrus Dr, Saint Cloud, FL 34772 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1985
Lot Size	0.321 acres (13,982 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Nov 2018)
Tax Bill	$2,316 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-26-31-5130-00BB-0020`

Property Details

APN / Parcel Number

Primary APN	`31-26-31-5130-00BB-0020`
Alternative APNs	`263131513000BB0020` `98872`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	1,492 sqft
1st Floor Area	1,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,982 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	140 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4754 CITRUS DR
City	SAINT CLOUD
State	FL
Zip	34772-8974
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK BB LOT 2
Legal Range	31E
Legal Township	26S
Legal Section	31
Legal Subdivision	ST CLOUD MANOR VLG
Legal Tract	5130
Legal Block	BB
Legal Lot Number	2
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1062
Census Tract	43304

Owner

Source: Osceola County records · APN 31-26-31-5130-00BB-0020

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4754 CITRUS DR, SAINT CLOUD, FL 34772-8974
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 05, 2018 · Amount on Record
Deed Sale	Nov 05, 2018 · Amount on Record
Prior Sale	Mar 28, 2006 · Amount on Record
Deed Document Number	2018164394
Deed Book / Page	5429 / 90
Prior Transfer Date	Mar 24, 2006
Prior Transfer Doc	0031090324
Record Updated	Jun 08, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 05, 2018
Property Address	4754 CITRUS DR, SAINT CLOUD, FL 34772-8974
Document Number	0054290090
Book / Page	5429 / 0090
Map Reference	MB1 PG395
Instrument Date	Oct 26, 2018
Instrument	2018164394
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	CLASSIC TITLE & SOLUTION INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,246.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1308 CHERRY LN, 1308, LAKELAND, FL 33811-2601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4754 CITRUS DR, SAINT CLOUD, FL 34772-8974

Mortgage

Document Number	2018164395
Date	Nov 05, 2018
Instrument	2018164395

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,316.00 (+6.48%) Homeowner's exemption	$156,641 (+5.99%)	$247,100 (+8.52%) Land $60,000 Building $187,100
2024	$2,175.00 (+2.4%)
2023	$2,124.00 (+5.15%) Homeowner's exemption	$147,794 (+3%)	$227,700 (+21.12%) Land $45,000 Building $182,700
2022	$2,020.00 Homeowner's exemption	$143,490	$188,000 Land $40,000 Building $148,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 59 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force 54 of 59 on primary residences
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017, Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 629 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.