47527 Cedar Ridge Pl, Renner, SD 57055 Property Records

Minnehaha County property record for 47527 Cedar Ridge Pl, Renner, SD 57055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · built 2024
Lot Size	1.13 acres (49,223 sqft)
Owner	2 Trust Names on Record
Tax Bill	$2,830 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-16-03-300-031-000`

Property Details

APN / Parcel Number

Primary APN	`01-16-03-300-031-000`
Alternative APN	`95317`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	49,223 sqft (1.13 acres)
Garage Type	Attached
Garage Area	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	95317
Street Address	47527 CEDAR RIDGE PL
City	RENNER
State	SD
Zip	57055-6554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK 2 CEDAR RIDGE ADDN N12 SW14 3-102-49 MAPLETON TWP
Legal Range	49
Legal Township	102
Legal Section	03
Legal Subdivision	CEDAR RIDGE ADDN
Legal Block	2
Legal Lot Number	7
Jurisdiction	MINNEHAHA SD
Township / Civil Division	MAPLETON
Census Block Group	1
Census Block	1000
Census Tract	10404

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	3836 N GALAXY LN, SIOUX FALLS, SD 57107-2037
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage FIRST NATIONAL BANK & TRUST CO
May 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST
Oct 31, 2023	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK & TRUST
Nov 1, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Recording Date	Jul 2, 2026
Property Address	47527 CEDAR RIDGE PL, RENNER, SD 57055-6554
Document Number	0000162791
Book / Page	2018-M / 843
Instrument Date	Jun 25, 2026
Instrument	2026162791
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47527 CEDAR RIDGE PL, RENNER, SD 57055-6554

Mortgage

Document Number	0000162791,
Date	Jul 2, 2026
Book Page	2018-M/843
Instrument	2026162791

Lender

Name	FIRST NATIONAL BANK & TRUST CO

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	47527 CEDAR RIDGE PL, RENNER, SD 57055-6554
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3076 E BRAGSTAD DR, SIOUX FALLS, SD 57103-4041

Mortgage

Document Number	001998/865
Date	May 5, 2025
Book Page	1998/865
Instrument	131741

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	520 6TH ST, BROOKINGS, SD 57006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	54 Months
Due	Nov 1, 2029

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	47527 CEDAR RIDGE PL, RENNER, SD 57055-6554
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3076 E BRAGSTAD DR, SIOUX FALLS, SD 57103-4041

Mortgage

Document Number	MTG1977/91
Date	Oct 31, 2023
Book Page	MTG 1977/91

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	BROOKINGS, SD 57006

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 1, 2024

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Nov 1, 2021
Property Address	47527 CEDAR RIDGE PL, RENNER, SD 57055-6554
Document Number	609DEED/218
Book / Page	609 DEED / 218
Instrument Date	Oct 26, 2021
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Tax	$95.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47534 CEDAR RIDGE PL, RENNER, SD 57055-6554

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3836 N GALAXY LN, SIOUX FALLS, SD 57107-2037

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
County Subdivision	Mapleton Township
Unified School District	Brandon Valley School District 49-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,000 (+64.11%) Land $94,200 Building $258,800	$353,000 Land $94,200 Building $258,800
2025	$2,830.00	$215,100 (+185.28%) Land $75,400 Building $139,700
2024	$2,830.00 (+241.38%)	$75,400 (+37.84%) Land $75,400
2022	$829.00	$54,700 Land $54,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	74 (1984–2024)
Claims Outside the SFHA	5 of 74
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Sep 2019 · 14 claims Severe Winter Storm, Snowstorm, And Flooding, Apr 2019 · 12 claims Severe Flooding, Sever Winter Storms,heavy Rains High Winds, May 1997 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 85% of South Dakota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINNEHAHA COMMUNITY WATER CORP private · serves 13,435 people · EPA ID SD4600432
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Alliance Communications Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Midco.

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