475229 E 820 Rd, Stilwell, OK 74960 Property Records

Adair County property record for 475229 E 820 Rd, Stilwell, OK 74960

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,120 sqft · built 1983
Lot Size	60 acres (2,613,600 sqft)
Owner	Individual Name on Record
Tax Bill	$254 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000-28-016-026-0-009-00`

Property Details

APN / Parcel Number

Primary APN	`0000-28-016-026-0-009-00`
Alternative APN	`5618`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Utility Area	2,578 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Mobile Home
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	2,613,600 sqft (60 acres)

Exterior Amenities

Porch	Porch
Porch Area	400 sqft
Deck Area	716 sqft
Patio Area	716 sqft
Storage Building	772 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5618
Street Address	475229 E 820 RD
City	STILWELL
State	OK
Zip	74960-2772
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SW SW & S2 NW SW 1983 M/H SQUI VIN.#SBAR8347633607 TITLE#010199074007 2000 SOUTHERN M/H VIN# DSETX05720AB TITLE# 557608246005
Legal Range	26E
Legal Township	16N
Legal Section	28
Jurisdiction	ADAIR OK
Township / Civil Division	STILWELL EAST
Census Block Group	3
Census Block	3010
Census Tract	377000

Owner

Source: Adair County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	475229 E 820 RD, STILWELL, OK 74960-2772
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Aug 26, 2020	Intrafamily Transfer, Transfer
Aug 26, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 4, 2025
Transfer Doc	0000002616
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR OK
Recording Date	Apr 10, 2026
Property Address	475229 E 820 RD, STILWELL, OK 74960-2772
Document Number	0000001107
Book / Page	650 / 376
Instrument Date	Mar 17, 2026
Instrument	20261107
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475229 E 820 RD, STILWELL, OK 74960-2772
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001107,
Date	Apr 10, 2026
Book Page	650/376
Instrument	20261107

Lender

Name	ARVEST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 17, 2046

Interest

Rate	6.01%
Max Rate	-1%

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAIR OK
Recording Date	Aug 26, 2020
Property Address	475229 E 820 RD, STILWELL, OK 74960-2772
Document Number	000570/533
Book / Page	570 / 533
Instrument Date	Aug 25, 2020
Instrument	2020-002480
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	RR 1 BOX 10145, WATTS, OK 74964-9791

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	820 ROAD, STILWELL, OK 74960
Investor	Possibly a Property Investor

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAIR OK
Recording Date	Aug 26, 2020
Property Address	475229 E 820 RD, STILWELL, OK 74960-2772
Document Number	000570/530
Book / Page	570 / 530
Instrument Date	Aug 25, 2020
Instrument	2020-002479
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	RR 1 BOX 10145, WATTS, OK 74964-9791

Tax Assessment & Valuation

Source: Adair County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Adair County
Unified School District	Stilwell Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,635 (+3%) Land $1,286 Building $3,349	$38,618 (-34.52%) Land $10,714 Building $27,904
2025	$254.00 (+3.67%) Homeowner's exemption	$4,500 (+3%) Land $1,286 Building $3,214	$58,973 (+37.98%) Land $10,714 Building $48,259
2024	$245.00 (+4.26%) Homeowner's exemption	$4,369 (+3.02%) Land $1,286 Building $3,083	$42,741 (-) Land $10,714 Building $32,027
2023	$235.00 Homeowner's exemption	$4,241 Land $1,286 Building $2,955	$42,741 Land $10,714 Building $32,027

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 48% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAIR CO RWD #3 serves 2,598 people · EPA ID OK3000106
Water Source	Purchased surface water from STILWELL
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OzarksGo Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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