47522 Viola Ln, New Baltimore, MI 48047 Property Records

Macomb County property record for 47522 Viola Ln, New Baltimore, MI 48047

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,715 sqft · built 2017
Lot Size	0.119 acres (5,184 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Sep 2025)
Tax Bill	$5,138 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-09-29-230-014`

Property Details

APN / Parcel Number

Primary APN	`15-09-29-230-014`
Alternative APN	`0929230014`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,715 sqft Living Area
1st Floor Area	805 sqft
Basement Area	805 sqft
Unfinished Basement	805 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Lot Area	5,184 sqft (0.119 acres)
Lot Dimensions	100 ft deep x 52 ft wide
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	47522 VIOLA LN
City	NEW BALTIMORE
State	MI
Zip	48047-2407
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	C.JDMT
Legal Description	COTTONWOOD COMMONS CONDO; MCCP NO. 1130; UNIT 14
Legal Subdivision	COTTONWOOD COMMONS CONDOMINIUM
Legal Unit	14
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	2
Census Block	2012
Census Tract	268200

Owner

47522 Viola Ln, a condominium, is owned and occupied by two individuals who bought it in September 2025.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45687 CAGNEY DR, MACOMB, MI 48044-6609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC
May 3, 2019	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Mar 16, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Oct 4, 2017	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2025 · Amount on File
Deed Sale	Sep 23, 2025 · Amount on File
Prior Sale	Mar 16, 2021 · Amount on File
Deed Document Number	202584978
Deed Book / Page	30297 / 306
Prior Transfer Date	Sep 28, 2017
Prior Transfer Doc	0000117437
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 23, 2025
Property Address	47522 VIOLA LN, NEW BALTIMORE, MI 48047-2407
Document Number	2500084978
Book / Page	30297 / 306
Map Reference	LB 24369 PG 727
Instrument Date	Sep 22, 2025
Instrument	202500084978
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47522 VIOLA LN, CHESTERFIELD, MI 48047-2407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45687 CAGNEY DR, MACOMB, MI 48044-6609

Mortgage

Document Number	0000301859
Date	Sep 23, 2025
Instrument	30301/859

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	47522 VIOLA LN, CHESTERFIELD, MI 48047-2407
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049631
Date	May 3, 2019
Book Page	25940/853
Instrument	9049631

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Mar 16, 2021
Property Address	47522 VIOLA LN, NEW BALTIMORE, MI 48047-2407
Document Number	2102136492
Book / Page	27483 / 869
Map Reference	LB 24899 PG 6
Instrument Date	Feb 12, 2021
Instrument	202102136492
Transaction Type	Transfer
Record Updated	Jul 3, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$2,433.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47522 VIOLA LN, CHESTERFIELD, MI 48047-2407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47522 VIOLA LN, CHESTERFIELD, MI 48047-2407

October 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 4, 2017
Property Address	47522 VIOLA LN, CHESTERFIELD, MI 48047-2407
Document Number	0000119200
Book / Page	24979 / 649
Map Reference	LB 24369 PG 737-801
Instrument Date	Sep 28, 2017
Instrument	7119200
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 13, 2022

Transaction

Amount	Amount on Record
Tax	$2,158.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22756 MACOMB INDUSTRIAL DR, 22756, CLINTON TOWNSHIP, MI 48036-1137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12856 BELLE RIVER RD, RILEY, MI 48041-2903

Tax Assessment & Valuation

The 2025 property tax bill for 47522 Viola Ln was $5,138 with a homeowner's exemption, up 3.1% from the year before.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	L'Anse Creuse Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,500 (+3.46%)	$347,000 (+3.46%)
2025	$5,138.00 (+3.11%) Homeowner's exemption	$167,700	$335,400
2024	$4,983.00
2023		$145,900	$291,800
2022	$4,508.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 47522 Viola Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47522 Viola Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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