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4752 Rivers Edge Dr, Troy, MI 48098 Property Records

Oakland County property record for 4752 Rivers Edge Dr, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,164 sqft · built 1983
Lot Size0.44 acres (19,166 sqft)
Owner2 Individual Names on File
Last Sale$851,000 (Sep 2024)
Tax Bill$11,863 (2025)
Deeds & MortgagesNov 2025 Mortgage
Sep 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN88-20-18-205-001

Property Details

APN / Parcel Number

Primary APN88-20-18-205-001

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area3,164 sqft Living Area
1st Floor Area2,121 sqft
Basement Area2,121 sqft
Finished Basement2,121 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area19,166 sqft (0.44 acres)
Lot Dimensions156 ft deep x 121 ft wide
Garage Area571 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area174 sqft
Deck Area133 sqft
Patio Area1,044 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address4752 RIVERS EDGE DR
CityTROY
StateMI
Zip48098-4139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 18 OAK RIVER SUB NO 1 LOT 70
Legal Range11E
Legal Township2N
Legal Section18
Legal SubdivisionOAK RIVER SUB #1
Legal Lot Number70
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2003
Census Tract196600

Owner

4752 Rivers Edge Dr is owned and occupied by two individuals who bought it in September 2024.

Source: Oakland County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address1809 BRENTWOOD DR, TROY, MI 48098-2633
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2025Deed of Trust, Mortgage · Conventional Mortgage
MICHIGAN SCHOOLS & GOVERNMENT CU
Sep 11, 2024Warranty Deed, Transfer · Conventional Mortgage
FIRST INDEPENDENCE BANK
Mar 5, 2021Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2024 · Amount on File
Deed SaleSep 11, 2024 · Amount on File
Prior SaleOct 1, 1999 · Amount on File
Deed Document Number2024101043
Deed Book / Page59628 / 139
Prior Transfer DateApr 5, 2010
Prior Transfer Doc0000144602
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4752 RIVERS EDGE DR, TROY, MI 48098-4139
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4752 RIVERS EDGE DR, TROY, MI 48098-4139

Mortgage

Document Number20250139716
DateNov 3, 2025
Book Page60677/275
Instrument20250139716
Lender
NameMICHIGAN SCHOOLS & GOVERNMENT CU
TypeCredit Union
AddressCLINTON TOWNSHIP, MI 48038
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateNov 1, 2030
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change7.25%
Index1-Year CMT
Max Rate10.2%

September 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateSep 11, 2024
Property Address4752 RIVERS EDGE DR, TROY, MI 48098-4139
Document Number0000101043
Book / Page59628 / 139
Map ReferenceLB 171 PG 5-8
Instrument DateSep 4, 2024
Instrument101043
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyCAPITAL TITLE INS AGCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,382.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4752 RIVERS EDGE DR, TROY, MI 48098-4139

Transferred To (Grantee/Buyer)

NameVerified Name
Address4752 RIVERS EDGE DR, TROY, MI 48098-4139

Mortgage

Document Number0000101233
DateSep 11, 2024
Instrument101233
Lender
NameFIRST INDEPENDENCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2054

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4752 RIVERS EDGE DR, TROY, MI 48098-4139
Transaction TypeMortgage
Record UpdatedApr 5, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address4752 RIVERS EDGE DR, TROY, MI 48098-4139

Mortgage

Document Number0000058950
DateMar 5, 2021
Book Page55831/73
Instrument58950
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueFeb 13, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 4752 Rivers Edge Dr was $11,863 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,863.00
2023$608,880
2022$9,466.00$304,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4752 Rivers Edge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4752 Rivers Edge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable		1,200 / 50
Xfinity
Cable		1,200 / 35
AT&T
Fixed Wireless · DSL		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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