4751 Windsor Blvd, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 4751 Windsor Blvd, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,348 sqft · built 1975
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$2,525,000 (Jul 2016)
Tax Bill	$31,230 (2025)
Deeds & Mortgages	May 2022 Mortgage Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`013-325-004`

Property Details

APN / Parcel Number

Primary APN	`013-325-004`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,348 sqft Living Area
1st Floor Area	3,348 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Wood
Lot Area	15,246 sqft (0.35 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	4751 WINDSOR BLVD
City	CAMBRIA
State	CA
Zip	93428-3703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 159 BL 3 LT 4
Legal Subdivision	SEACLIFF ESTATES
Legal Tract	159
Legal Block	3
Legal Lot Number	4
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2015
Census Tract	10403

Owner

4751 Windsor Blvd is owned and occupied by an individual who bought it in July 2016.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	4751 WINDSOR BLVD, CAMBRIA, CA 93428-3703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Mar 10, 2017	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2016 · Amount on File
Deed Sale	Jul 15, 2016 · Amount on File
Deed Document Number	201633416
Prior Transfer Date	Nov 2, 1993
Prior Transfer Doc	0000079382
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	4751 WINDSOR BLVD, CAMBRIA, CA 93428-3703
Transaction Type	Mortgage
Record Updated	May 30, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4751 WINDSOR BLVD, CAMBRIA, CA 93428-3703

Mortgage

Document Number	0000020409
Date	May 10, 2022
Instrument	2022020409

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jun 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.25%
Index	Other
Margin	3
Max Rate	8.25%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	4751 WINDSOR BLVD, CAMBRIA, CA 93428-3703
Document Number	0000012377
Instrument Date	Mar 10, 2017
Transaction Type	Mortgage
Record Updated	Apr 3, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4751 WINDSOR BLVD CAMBRIA CA 934283703, CAMBRIA, CA 93428-3703

Mortgage

Document Number	0000012377
Date	Mar 21, 2017
Instrument	12377

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4751 Windsor Blvd was $31,230 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,989,082 (+2%) Land $2,249,212 Building $739,870
2025	$31,230.00 Homeowner's exemption	$2,930,473 Land $2,205,110 Building $725,363
2023	$30,026.00 (+1.98%) Homeowner's exemption	$2,816,682 Land $2,119,484 Building $697,198
2022	$29,443.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4751 Windsor Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	8 (1995–2021)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jan 2021 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4751 Windsor Blvd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Ranch Wifi, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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