4750 Ter Bluff St, Winter Garden, FL 34787 Property Records

Orange County property record for 4750 Ter Bluff St, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,750 sqft · built 2021
Lot Size	0.098 acres (4,250 sqft)
Owner	2 Individual Names on File
Last Sale	$507,300 (Oct 2021)
Tax Bill	$7,873 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-23-27-1613-00-330`

Property Details

APN / Parcel Number

Primary APN	`17-23-27-1613-00-330`
Alternative APNs	`272317161300330` `141569` `142426` `143941`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,750 sqft Living Area
Gross Area	4,280 sqft
1st Floor Area	1,300 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,250 sqft (0.098 acres)
Garage Type	Attached
Garage Area	528 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4750 TERRACE BLUFF ST
City	WINTER GARDEN
State	FL
Zip	34787-8164
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	ENCLAVE AT HAMLIN 101/107 LOT 33
Legal Range	27E
Legal Township	23S
Legal Section	17
Legal Subdivision	ENCLAVE AT HAMLIN
Legal Lot Number	33
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1048
Census Tract	17113

Owner

4750 Ter Bluff St is owned and occupied by two individuals who bought it in October 2021.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4750 TERRACE BLUFF ST, WINTER GARDEN, FL 34787-8164
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2021 · Amount on File
Deed Sale	Oct 18, 2021 · Amount on File
Deed Document Number	2021633649
Record Updated	Jun 8, 2026

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 18, 2021
Property Address	4750 TERRACE BLUFF ST, WINTER GARDEN, FL 34787-8164
Document Number	0000633649
Map Reference	MB 101 PG 107
Instrument Date	Oct 14, 2021
Instrument	20210633649
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	INSPIRED TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,551.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 LAKE LUCIEN DR STE 350, 350, MAITLAND, FL 32751-7489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4750 TERRACE BLUFF ST, WINTER GARDEN, FL 34787-8164

Mortgage

Document Number	0000633650
Date	Oct 18, 2021
Instrument	20210633650

Lender

Name	TAYLOR MORRISON HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4750 Ter Bluff St was $7,873, up 4.5% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$500,482 (+2.7%)	$604,660 (-1.19%) Land $100,000 Building $504,660
2025	$7,873.00 (+4.47%) Homeowner's exemption	$487,324	$611,940 Land $100,000 Building $511,940
2024	$7,536.00 (+7.06%)
2023	$7,039.00 (-3.96%) Homeowner's exemption	$459,796 (+4.59%) Land $85,000 Building $374,796	$459,796 (+4.59%) Land $85,000 Building $374,796
2022	$7,329.00 Homeowner's exemption	$439,614 Land $95,000 Building $344,614	$439,614 Land $95,000 Building $344,614

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4750 Ter Bluff St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 77 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4750 Ter Bluff St is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20