4750 Opal St, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4750 Opal St, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,667 sqft · built 1963
Lot Size	0.075 acres (3,267 sqft)
Owner	Individual Name on Record
Tax Bill	$18,663 (2025)
Deeds & Mortgages	Sep 2022 Transfer Oct 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`034-065-03`

Property Details

APN / Parcel Number

Primary APN	`034-065-03`
Alternative APN	`034-065-03-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,667 sqft Living Area
Gross Area	2,150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Other
Lot Area	3,267 sqft (0.075 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4750 OPAL ST
City	CAPITOLA
State	CA
Zip	95010-3131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	OPAL 01
Legal Block	11
Legal Lot Number	3
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1030
Census Tract	121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4750 OPAL ST, CAPITOLA, CA 95010-3131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Intrafamily Transfer, Transfer
Oct 22, 2025	Intrafamily Transfer, Transfer
Aug 15, 2022	Deed of Trust, Mortgage · Commercial Mortgage RICHARD MENDONCA II TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 16, 2015
Transfer Doc	0000032476
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 16, 2022
Property Address	4750 OPAL ST, CAPITOLA, CA 95010-3131
Document Number	0000026091
Map Reference	VOL 18 PG 40
Instrument Date	Sep 7, 2022
Instrument	2022-0026091
Transaction Type	Transfer
Record Updated	Sep 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4305 CAPITOLA RD, CAPITOLA, CA 95010-3517

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 22, 2025
Property Address	4750 OPAL ST, CAPITOLA, CA 95010-3131
Document Number	0000022688
Map Reference	VOL 18 PG 40
Instrument Date	Sep 7, 2022
Instrument	2025-0022688
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4305 CAPITOLA RD, CAPITOLA, CA 95010-3517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4750 OPAL ST, CAPITOLA, CA 95010-3131

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4750 OPAL ST, CAPITOLA, CA 95010-3131
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4305 CAPIROLA ROAD, CAPITOLA, CA 95010-3517

Mortgage

Document Number	0000023243
Date	Aug 15, 2022
Instrument	2022-0023243

Lender

Name	RICHARD MENDONCA II TRUST
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,525,000 (+0.43%) Land $1,275,000 Building $250,000
2025	$18,663.00 (+36.52%)	$1,518,412 (+32.32%) Land $1,260,965 Building $257,447
2023	$13,671.00 (+657.4%)	$1,147,500 Land $918,000 Building $229,500	$1,517,130
2022	$1,805.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 892 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Xfinity.

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