McLennan County property record for 475 Winding Oaks Dr, Waco, TX 76705
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,639 sqft · built 1983 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,200 (Jun 2012) |
| Tax Bill | $1,213 (2025) |
| Deeds & Mortgages | Aug 2024 Transfer Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-002700-009301-7 |
| Primary APN | 20-002700-009301-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,639 sqft Living Area |
| Gross Area | 3,145 sqft |
| 1st Floor Area | 2,639 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft |
| Lot Dimensions | 206 ft deep x 235 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,775 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 475 WINDING OAKS DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-5247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | MOORE LEWIS ACRES 5. |
| Legal Subdivision | MOORE LEWIS |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | ELM MOTT |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 3402 |
475 Winding Oaks Dr is owned and occupied by two individuals who acquired it in August 2024.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 475 WINDING OAKS DR, WACO, TX 76705-5247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2024 | Gift Deed, Transfer |
| Sep 18, 2020 | Deed of Trust, Mortgage NEWREZ MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2012 · Amount on File |
| Deed Sale | Jun 12, 2012 · Amount on File |
| Prior Sale | Oct 7, 2011 |
| Deed Document Number | 201217592 |
| Last Transfer Date | Aug 30, 2024 |
| Transfer Doc | 0000034246 |
| Record Updated | Oct 29, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Aug 30, 2024 |
| Property Address | 475 WINDING OAKS DR, WACO, TX 76705-5247 |
| Document Number | 0000034246 |
| Map Reference | VOL 1355 PG 527 |
| Instrument Date | Aug 30, 2024 |
| Instrument | 2024034246 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 475 WINDING OAKS DR, WACO, TX 76705-5247 |
| Name | Verified Name |
|---|---|
| Address | 475 WINDING OAKS DR, WACO, TX 76705-5247 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 475 WINDING OAKS DR, WACO, TX 76705-5247 |
| Document Number | 0000034049 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2021 |
| Title Company | TEXAS TITLE COMPANY, TEXAS TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | 475 WINDING OAKS DR WACO TX 767055247, WACO, TX 76705-5247 |
| Document Number | 0000034049 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 34049 |
| Name | NEWREZ MTG |
|---|---|
| Address | FORT WASHINGTON, PA 19034 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Sep 24, 2035 |
The 2025 property tax bill for 475 Winding Oaks Dr was $1,213, up 5.1% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Unified School District | Connally Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $396,583 (+1%) | $442,232 (+22.66%) Land $119,000 Building $323,232 | |
| 2025 | $1,213.00 (+5.11%) | $360,530 Land $49,770 Building $310,760 | $360,530 Land $49,770 Building $310,760 |
| 2024 | $1,154.00 | ||
| 2023 | $354,820 Land $88,550 Building $266,270 | $354,820 Land $88,550 Building $266,270 | |
| 2022 | $1,170.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 475 Winding Oaks Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (2015) |
| Most Recent Claim | Oct 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 475 Winding Oaks Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 72% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHALK BLUFF WSC serves 3,852 people · EPA ID TX1550020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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