475 Westfield Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 475 Westfield Rd, Charlottesville, VA 22901

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	8,616 sqft · built 1978
Lot Size	1.65 acres (71,874 sqft)
Owner	Company Name on File
Last Sale	$3,650,000 (Feb 2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`061W0-01-0A-00200`

Property Details

APN / Parcel Number

Primary APN	`061W0-01-0A-00200`
Alternative APN	`24025`

Interior

Stories	1 Story
Building Area	8,616 sqft Finished Area
Gross Area	8,648 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2003
Lot Area	71,874 sqft (1.65 acres)
View / Lot	Proximity to Airport
Porch	Slab
Porch Area	316 sqft
Patio Area	356 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	475 WESTFIELD RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-1643
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C1 COMMERC
Legal Description	WESTFIELD 1 B 5A1 & 5A2 PARCEL X FREESTYLE
Legal Subdivision	WESTFIELD
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	3
Census Block	3008
Census Tract	10702

Owner

475 Westfield Rd, a commercial property, is owned by a company that bought it in February 2026.

Source: Albemarle County records, as of June 15, 2026

Owner of Record	Company Name on File
Mailing Address	1506 BURGUNDY LN, CHARLOTTESVILLE, VA 22911-7492
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Warranty Deed, Transfer · Commercial Mortgage CHRISTIAN FINANCIAL RESOURCES INC
May 10, 2022	Bargain and Sale Deed, Transfer · Stand-Alone First Mortgage BAPTIST CHURCH LOAN CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2026 · Amount on File
Deed Sale	Feb 20, 2026 · Amount on File
Prior Sale	May 10, 2022 · Amount on File
Deed Document Number	20261512
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Feb 20, 2026
Property Address	475 WESTFIELD RD, CHARLOTTESVILLE, VA 22901-1643
Document Number	202600001512
Instrument Date	Feb 20, 2026
Instrument	202600001512
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1506 BURGUNDY LN, CHARLOTTESVILLE, VA 22911-7492

Mortgage

Document Number	202600001513
Date	Feb 20, 2026
Instrument	202600001513

Lender

Name	CHRISTIAN FINANCIAL RESOURCES INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2036

Interest

Rate Type	Adjustable Rate

May 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 10, 2022
Property Address	475 WESTFIELD RD, CHARLOTTESVILLE, VA 22901-1643
Document Number	202200005635
Instrument Date	May 3, 2022
Instrument	202200005635
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 WESTFIELD RD, CHARLOTTESVILLE, VA 22901-1643

Mortgage

Document Number	202200005636
Date	May 10, 2022
Instrument	202200005636

Lender

Name	BAPTIST CHURCH LOAN CORPORATION
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	276 Months
Due	May 15, 2045

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$2,865,100 (+2.28%) Land $1,863,000 Building $1,002,100	$2,865,100 (+2.28%) Land $1,863,000 Building $1,002,100
2025	$2,801,200 Land $1,863,000 Building $938,200	$2,801,200 Land $1,863,000 Building $938,200
2023	$2,696,800 Land $1,863,000 Building $833,800	$2,696,800 Land $1,863,000 Building $833,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 475 Westfield Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 475 Westfield Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Ting.

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