475 Walnut St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 475 Walnut St, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,725 sqft · built 1946
Lot Size	0.123 acres (5,371 sqft)
Owner	2 Company Names on File
Last Sale	$158,500 (Jul 1996)
Tax Bill	$5,771 (2025)
Deeds & Mortgages	Jun 2023 Refinance Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:011-F B:0014 L:0002`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:011-F B:0014 L:0002`
Alternative APNs	`M:011=F B:0014 L:0002` `8840029`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,725 sqft Living Area
Gross Area	2,860 sqft
1st Floor Area	857 sqft
Basement Area	857 sqft
Unfinished Basement	857 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,371 sqft (0.123 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	8840029
Street Address	475 WALNUT ST
City	SAUGUS
State	MA
Zip	01906-1347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	14
Legal Lot Number	2
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2003
Census Tract	208302

Owner

Source: Essex County and Saugus Town records · APN SAUG M:011-F B:0014 L:0002

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	475 WALNUT ST, SAUGUS, MA 01906-1347
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance EVERETT COOPERATIVE BANK
Jun 21, 2019	Deed of Trust, Mortgage · Balloon Mortgage EAST BOSTON SAVINGS BANK
Aug 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance EAST BOSTON SAVINGS BANK
Nov 09, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 1996 · Amount on Record
Deed Sale	Jul 31, 1996 · Amount on Record
Deed Book / Page	13687 / 492
Last Transfer Date	Oct 29, 2020
Transfer Doc	39158-342
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	475 WALNUT ST, SAUGUS, MA 01906-1347
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00041632-3
Date	Jun 27, 2023
Book Page	41632/3
Instrument	20230627000640

Lender

Name	EVERETT COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jul 01, 2048

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	475 WALNUT ST, SAUGUS, MA 01906-1347
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37605-110
Date	Jun 21, 2019
Book Page	37605/110
Instrument	20190621001350

Lender

Name	EAST BOSTON SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	475 WALNUT ST, SAUGUS, MA 01906-1347
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38880-59
Date	Aug 31, 2020
Book Page	38880/59
Instrument	20200831000700

Lender

Name	EAST BOSTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2035

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Nov 09, 2020
Property Address	475 WALNUT ST, SAUGUS, MA 01906-1347
Document Number	39158-342
Book / Page	039158 / 000342
Instrument Date	Oct 29, 2020
Instrument	9003350
Transaction Type	Transfer
Record Updated	Dec 01, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	WALNUT ST SAUGUS MA 01906, SAUGUS, MA 01906

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,771.00 (+6.28%)	$540,400 (+5.98%) Land $281,700 Building $258,700	$622,345
2024	$5,430.00 (+2.57%)	$509,900 (+8.44%) Land $256,100 Building $253,800
2023	$5,294.00	$470,200 Land $230,500 Building $239,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092083022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2024, tidal / storm surge

Wildfire

Wildfire Risk	Low above 7% of the US · above 16% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 423 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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