Essex County and Montclair Township property record for 475 Up Mountain Ave, Montclair, NJ 07043 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1924 |
| Square Footage | 2,707 sqft Living Area |
| Lot Size | 8,084 sqft (0.186 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $20,206.00 (2025) |
Source: Essex County and Montclair Township records · APN 13-00803-0000-00021
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 475 UP MOUNTAIN AVE, MONTCLAIR, NJ 07043 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 15, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 475 UP MOUNTAIN AVE, MONTCLAIR, NJ 07043 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 475 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07043-1511 |
| Document Number | 2021085770 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 2021085770 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 01, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 475 UP MOUNTAIN AVE, MONTCLAIR, NJ 07043 |
| Document Number | 0000004423 |
| Instrument Date | Nov 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 475 UPPER MOUNTAIN AVE MONTCLAIR NJ 070431511, MONTCLAIR, NJ 07043-1511 |
| Document Number | 0000004423 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 4423 |
| Name | AMERISAVE MTG |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2051 |
Source: Essex County and Montclair Township records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $574,700 (-) Land $310,000 Building $264,700 | $574,700 (-) Land $310,000 Building $264,700 | |
| 2025 | $20,206.00 (+3.32%) | $574,700 (-) Land $310,000 Building $264,700 | $574,700 (-) Land $310,000 Building $264,700 |
| 2024 | $19,557.00 (+3.5%) | ||
| 2023 | $574,700 Land $310,000 Building $264,700 | $574,700 Land $310,000 Building $264,700 | |
| 2022 | $18,896.00 |
Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 13-00803-0000-00021 |
|---|---|
| Alternative APN |
|
| Building Area | 2,707 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Construction Type | Frame Construction |
| Lot Area | 8,084 sqft (0.186 acres) |
| Depth X Width | 188 ft x 43 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Old Parcel Number | 130080300021 |
|---|---|
| Street Address | 475 UP MOUNTAIN AVE |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 43X188 IRR |
| Legal Block | 803 |
| Legal Lot Number | 21 |
| Jurisdiction | ESSEX NJ |
| Minor Civil Division | MONTCLAIR |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 16100 |
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