475 Trowbridge Rd, Fort Pierce, FL 34945 Property Records

St. Lucie County property record for 475 Trowbridge Rd, Fort Pierce, FL 34945

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,463 sqft · built 1969
Lot Size	5.12 acres (223,144 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Oct 2005)
Tax Bill	$6,339 (2024)
Deeds & Mortgages	Sep 2023 Construction Loan Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2212-424-0023-000-6`

Property Details

APN / Parcel Number

Primary APN	`2212-424-0023-000-6`
Alternative APN	`12514`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,463 sqft Living Area
Gross Area	6,825 sqft
1st Floor Area	3,463 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	223,144 sqft (5.12 acres)
Garage Type	Attached
Garage Area	572 sqft
Driveway	Concrete Driveway
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	1,105 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	12514
Street Address	475 TROWBRIDGE RD
City	FORT PIERCE
State	FL
Zip	34945-4616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-1 COUNT
Legal Description	12 35 38 FROM SE COR OF NW 1/4 OF SE 1/4 RUN N 89 18 24 W 25 FT TO W RD R/W LI OF TROWBRIDGE RD AND POB;TH CONT N 89 18 24 W 708.32 FT,TH N 00 05 27 E 311.36 FT,TH N 89 59 44 E 702.86 FT TO W RD R/W LI OF TROWBRIDGE RD,TH S 00 00 54 W ALG R/W LI 74.9
Legal Range	38E
Legal Township	35S
Legal Section	12
Legal Subdivision	METES AND BOUNDS
Jurisdiction	ST LUCIE FL
Township / Civil Division	WEST ST. LUCIE
Census Block Group	2
Census Block	2009
Census Tract	382202

Owner

Source: St. Lucie County records, as of January 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	475 TROWBRIDGE RD, FORT PIERCE, FL 34945-4616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · Construction Mortgage MIDFLORIDA CU
Dec 23, 2025	Intrafamily Transfer, Transfer POINT DIGITAL FINANCE INC
Jun 7, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2005 · Amount on Record
Deed Sale	Oct 19, 2005 · Amount on Record
Deed Document Number	20052730543
Deed Book / Page	2394 / 1906
Last Transfer Date	Nov 20, 2025
Transfer Doc	0054112912
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	475 TROWBRIDGE RD, FORT PIERCE, FL 34945-4616
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14520 ORANGE AVE, FORT PIERCE, FL 34945-4527

Mortgage

Document Number	0050451128
Date	Sep 18, 2023
Book Page	5045/1128
Instrument	5243712

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33803

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	371 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Aug 1, 2034
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year T-Bill
Max Rate	9.75%

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LUCIE FL
Recording Date	Dec 23, 2025
Property Address	475 TROWBRIDGE RD, FORT PIERCE, FL 34945-4616
Document Number	0054112912
Book / Page	5411 / 2912
Instrument Date	Nov 20, 2025
Instrument	5565717
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	475 TROWBRIDGE RD, FORT PIERCE, FL 34945-4616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 TROWBRIDGE RD, FORT PIERCE, FL 34945-4616

Mortgage

Document Number	0054112915
Date	Dec 23, 2025
Instrument	5411/2915

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Nov 20, 2055

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Jun 7, 2022
Property Address	475 TROWBRIDGE RD, FORT PIERCE, FL 34945-4616
Document Number	0048381023
Book / Page	4838 / 1023
Instrument Date	May 31, 2022
Instrument	5051610
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$3,045.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9611 N US HIGHWAY 1274, SEBASTIAN, FL 32958

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 TROWBRIDGE RD, FORT PIERCE, FL 34945-4616

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$210,483 (-31.12%)	$337,600 (+10.47%) Land $256,000 Building $81,600
2024	$6,339.00 (+5.11%)
2023	$6,031.00 (+37.73%)	$305,600 (+39.54%) Land $208,900 Building $96,700	$305,600 (+39.54%) Land $208,900 Building $96,700
2022	$4,379.00	$219,000 Land $129,000 Building $90,000	$219,000 Land $129,000 Building $90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	50 / 10

May also be available: Verizon.

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