475 SW Rustic Cir, Stuart, FL 34997 Property Records

Martin County property record for 475 SW Rustic Cir, Stuart, FL 34997 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2010
Square Footage	1,128 sqft Living Area
Lot Size	12,763 sqft (0.293 acres)
Occupancy	Owner Occupied
Last Sale	$465,000 (2022)
Tax Bill	$6,085.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`55-38-41-011-000-0064.0-1-0000`
Alternative APNs	`55-38-41-011-000-00640-1` `44751`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	1,128 sqft Living Area
Gross Area	1,452 sqft Gross Area
1st Floor	1,128 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Elevator	Elevator

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	12,763 sqft (0.293 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	324 sqft Garage
Porch	Open Porch
Porch Area	140 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	475 SW RUSTIC CIR
City	STUART
State	FL
Zip	34997-6231
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RUSTIC ACRES UNREC LOT 64
Legal Range	41E
Legal Township	38S
Legal Section	55
Legal Subdivision	RUSTIC ACRES UNRECORDED
Legal Block	1
Legal Lot Number	64
Jurisdiction	MARTIN FL
Minor Civil Division	PORT SALERNO-HOBE SOUND
Census Blockgroup	1
Census Block	1000
Census Tract	1103

Owner

Source: Martin County records · APN 55-38-41-011-000-0064.0-1-0000

Assessment roll updated August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	475 SW RUSTIC CIR, STUART, FL 34997-6231
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 23, 2022 · Amount on Record
Deed Sale	Aug 23, 2022 · Amount on Record
Prior Sale	Mar 07, 2003 · Amount on Record
Deed Doc Number	20222977037
Deed Book / Page	3332 / 124
Record Refreshed	Jun 08, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Aug 23, 2022
Property Address	475 SW RUSTIC CIR, STUART, FL 34997-6231
Document Number	0033320124
Book / Page	3332 / 124
Instrument Date	Aug 23, 2022
Instrument	2977038
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	GARROW TITLE, ARROW TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,255.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1739 SW WILDCAT TRL, 1739, STUART, FL 34997-7036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 SW RUSTIC CIR, STUART, FL 34997-6231

Mortgage

Document Number	0003332126
Date	Aug 23, 2022
Instrument	3332/126

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$395,447 (+5.99%)	$433,910 (+9.72%) Land $180,000 Building $253,910
2024	$6,085.00 (+1.98%)
2023	$5,967.00 (+10.85%) Additional exemption filed	$373,110 (+35.23%)	$395,480 (+16.67%) Land $155,000 Building $240,480
2022	$5,383.00	$275,913	$338,960 Land $158,900 Building $180,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 17% of Florida
Wildfire Likelihood	About 1 in 1,235 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.