Santa Cruz County property record for 475 Sumner Ave, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1976 |
| Square Footage | 1,526 sqft Living Area |
| Lot Size | 7,013 sqft (0.161 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $627,000 (2013) |
| Tax Bill | $10,220.00 (2025) |
| Primary APN | 044-192-52 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,526 sqft Living Area |
| Gross Area | 2,004 sqft Gross Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Wood Construction |
| Lot Area | 7,013 sqft (0.161 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 478 sqft Garage |
| Deck Area | 298 sqft Deck |
| Patio Area | 298 sqft Patio |
| Topography | Steep Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 475 SUMNER AVE |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-5246 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BLK 15 LOT 41 |
| Legal Subdivision | APTOS BCH CNTRY CLB PROP 01 |
| Legal Block | 15 |
| Legal Lot Number | 41 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 122203 |
Source: Santa Cruz County records · APN 044-192-52
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 475 SUMNER AVE, APTOS, CA 95003-5246 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jun 05, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ONY GLO INC |
| Mar 12, 2019 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 14, 2013 · Amount on Record |
| Deed Sale | Nov 14, 2013 · Amount on Record |
| Deed Doc Number | 201353286 |
| Last Transfer Date | Jul 19, 2024 |
| Transfer Doc | 0000014633 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 475 SUMNER AVE, APTOS, CA 95003-5246 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2023 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITL |
| Name | Verified Name |
|---|---|
| Address | 475 SUMNER AVE, APTOS, CA 95003-5246 |
| Document Number | 0000009869 |
|---|---|
| Date | Jun 05, 2023 |
| Instrument | 2023-0009869 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 475 SUMNER AVE, APTOS, CA 95003-5246 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT |
| Name | Verified Name |
|---|---|
| Address | 475 SUMNER AVE, APTOS, CA 95003-5246 |
| Document Number | 0000062257 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 2021-0062257 |
| Name | ONY GLO INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 475 SUMNER AVE, APTOS, CA 95003-5246 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006285 |
|---|---|
| Date | Mar 12, 2019 |
| Instrument | 2019-0006285 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $783,989 (+2%) Land $548,792 Building $235,197 | ||
| 2025 | $10,220.00 (+10.44%) Homeowner's exemption | $768,617 (+4.04%) Land $538,032 Building $230,585 | |
| 2023 | $9,254.00 (+2.14%) Homeowner's exemption | $738,770 Land $517,139 Building $221,631 | $952,020 |
| 2022 | $9,060.00 |
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