Worcester County and Holden Town property record for 475 Sterling Rd, Jefferson, MA 01522
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,609 sqft · built 2003 |
| Lot Size | 3.52 acres (153,692 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Jul 2002) |
| Tax Bill | $10,513 (2026) |
| Deeds & Mortgages | Jun 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLD M:8 B:14 |
| Primary APN | HOLD M:8 B:14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,609 sqft Living Area |
| Gross Area | 5,229 sqft |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 1,160 sqft |
| Unfinished Basement | 196 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 153,692 sqft (3.52 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 475 STERLING RD |
|---|---|
| City | JEFFERSON |
| State | MA |
| Zip | 01522-1329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Block | 14 |
| Jurisdiction | HOLDEN MA |
| Township / Civil Division | HOLDEN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 728400 |
475 Sterling Rd is owned and occupied by two individuals who bought it in July 2002.
Source: Worcester County and Holden Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 475 STERLING RD, JEFFERSON, MA 01522-1329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2002 · Amount on File |
| Deed Sale | Jul 19, 2002 · Amount on File |
| Deed Book / Page | 27028 / 139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLDEN MA |
| Property Address | 475 STERLING RD, JEFFERSON, MA 01522-1329 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 072102-344 |
|---|---|
| Date | Jun 11, 2025 |
| Book Page | 72102/344 |
| Instrument | 46838 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
The 2026 property tax bill for 475 Sterling Rd was $10,513, up 0.8% from the year before.
Source: Worcester County and Holden Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Holden Town |
| Unified School District | Wachusett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,513.00 (+0.76%) | $779,900 (+3.6%) Land $208,200 Building $571,700 | $747,508 (+15.22%) |
| 2025 | $10,434.00 (+2.69%) | $752,800 (+4.83%) Land $198,100 Building $554,700 | $648,755 |
| 2024 | $10,161.00 (+4.91%) | $718,100 (+11.14%) Land $192,900 Building $525,200 | |
| 2023 | $9,685.00 | $646,100 Land $167,500 Building $478,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 475 Sterling Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1984) |
| Most Recent Claim | Apr 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 475 Sterling Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
4G LTE (outdoors only), no 5G reported
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