1. Home
  2. Iowa
  3. Hancock County
  4. Garner
  5. State St

475 State St, Garner, IA 50438 Property Records

Hancock County property record for 475 State St, Garner, IA 50438

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2,784 sqft · built 1983
Lot Size0.063 acres (2,744 sqft)
Owner2 Individual Names on Record
Tax Bill$1,300 (2025)
Deeds & MortgagesJun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2101250080

Property Details

APN / Parcel Number

Primary APN2101250080

Interior

Stories1 Story
Building Area2,784 sqft Gross Area
1st Floor Area2,784 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialConcrete Block
Roof MaterialComposition Shingle
Lot Area2,744 sqft (0.063 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address475 STATE ST
CityGARNER
StateIA
Zip50438-1334
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionORIG LOT 8 BLK 25
Legal Block25
Legal Lot Number8
JurisdictionHANCOCK IA
Township / Civil DivisionCONCORD
Census Block Group1
Census Block1019
Census Tract270100

Owner

Source: Hancock County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1130 STATE ST, GARNER, IA 50438-1838
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK IA
Recording DateJun 15, 2018
Property Address475 STATE ST, GARNER, IA 50438-1334
Document Number00000181110
Instrument DateJun 6, 2018
Instrument0000018-1110
Transaction TypeTransfer
Record UpdatedNov 8, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1130 STATE ST, GARNER, IA 50438-1838

Mortgage

Document Number00000181111
DateJun 15, 2018
Instrument0000018-1111
Lender
NameRELIANCE STATE BANK
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

TypeName
StateIowa
CountyHancock County
MunicipalityGarner City
Unified School DistrictGarner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,300.00 (+4.33%)$94,100 (+11.66%) Land $9,220 Building $84,880$94,100 (+11.66%) Land $9,220 Building $84,880
2024$1,246.00 (-1.27%)
2023$84,270 (+11.59%) Land $9,220 Building $75,050$84,270 (+11.59%) Land $9,220 Building $75,050
2022$1,262.00$75,520 Land $9,220 Building $66,300
2021$75,520 Land $9,220 Building $66,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARNER WATER WORKS
serves 3,065 people · EPA ID IA4130075
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comm 1 Connects
Fiber		1,000 / 1,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130
T-Mobile
Fixed Wireless		100 / 20

May also be available: Winnebago Cooperative Telecom Association.

Nearby Properties on State St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures