475 Spring Ave, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 475 Spring Ave, Morgan Hill, CA 95037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,172 sqft · built 1978
Lot Size	0.169 acres (7,350 sqft)
Owner	2 Company Names on Record
Last Sale	$546,500 (Jun 2002)
Tax Bill	$9,218 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`767-13-042`

Property Details

APN / Parcel Number

Primary APN	`767-13-042`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,172 sqft Living Area
1st Floor Area	1,315 sqft
2nd Floor Area	857 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1979
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	7,350 sqft (0.169 acres)
Lot Dimensions	105 ft deep x 70 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	475 SPRING AVE
City	MORGAN HILL
State	CA
Zip	95037-4808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 5951 SPRING HILL ESTATES BOOK 392 PAGE 49 PAGE 50 LOT 3
Legal Subdivision	SPRING HILL ESTATES
Legal Tract	5951
Legal Lot Number	3
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1011
Census Tract	512313

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	475 SPRING AVE, MORGAN HILL, CA 95037-4808
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Jun 24, 2019	Intrafamily Transfer, Transfer · ARM NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2002 · Amount on Record
Deed Sale	Jun 27, 2002 · Amount on Record
Prior Sale	Mar 14, 1997 · Amount on Record
Deed Document Number	200216334079
Last Transfer Date	Oct 3, 2024
Transfer Doc	0025711312
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	475 SPRING AVE, MORGAN HILL, CA 95037-4808
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 SPRING AVE, MORGAN HILL, CA 95037-4808

Mortgage

Document Number	0024698766
Date	Nov 12, 2020
Instrument	24698766

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	475 SPRING AVE, MORGAN HILL, CA 95037-4808
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024431879
Date	Mar 17, 2020
Instrument	24431879

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	475 SPRING AVE, MORGAN HILL, CA 95037-4808
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 SPRING AVE, MORGAN HILL, CA 95037-4808

Mortgage

Document Number	0024698765
Date	Nov 12, 2020
Instrument	24698765

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 24, 2019
Property Address	475 SPRING AVE, MORGAN HILL, CA 95037-4808
Document Number	0024210092
Map Reference	MB 392 PG 49&50
Instrument Date	Jun 19, 2019
Instrument	24210092
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	475 SPRING AVE, MORGAN HILL, CA 95037-4808

Mortgage

Document Number	0024210093
Date	Jun 24, 2019
Instrument	24210093

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Morgan Hill City
Unified School District	Morgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$823,470 (+2%) Land $329,384 Building $494,086
2025	$9,218.00 (+2.34%) Homeowner's exemption	$807,325 (+4.04%) Land $322,926 Building $484,399
2023	$9,007.00 (+1.71%)	$775,978 Land $310,388 Building $465,590
2022	$8,856.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1996–2019)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jan 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGAN HILL serves 47,374 people · EPA ID CA4310006
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: T-Mobile.

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