Colleton County property record for 475 Spelltown Rd, Cottageville, SC 29435
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1973 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $133 (2022) |
| Deeds & Mortgages | Mar 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 137-00-00-103.000 |
| Primary APN | 137-00-00-103.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Utility Area | 48 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Wood |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 444 sqft |
| Porch | Slab |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Heating System | Central |
|---|
| Street Address | 475 SPELLTOWN RD |
|---|---|
| City | COTTAGEVILLE |
| State | SC |
| Zip | 29435-3515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UD |
| Legal Description | TRACT S-408 &; S-372 SPELLTOWN |
| Legal Tract | S-408 |
| Jurisdiction | COLLETON SC |
| Township / Civil Division | COTTAGEVILLE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 970701 |
475 Spelltown Rd is owned and occupied by an individual.
Source: Colleton County records, as of April 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 475 SPELLTOWN RD, COTTAGEVILLE, SC 29435-3515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLETON SC |
| Property Address | 475 SPELLTOWN RD, COTTAGEVILLE, SC 29435-3515 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 475 SPELLTOWN RD, COTTAGEVILLE, SC 29435-3515 |
| Document Number | 0030740138 |
|---|---|
| Date | Mar 9, 2022 |
| Book Page | 3074/138 |
| Instrument | 2022001373 |
| Name | BANK OF WALTERBORO |
|---|---|
| Type | Bank |
| Address | WALTERBORO, SC 29488 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 72 Months |
| Due | Mar 4, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Colleton County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Colleton County |
| Unified School District | Colleton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $61,400 Land $12,500 Building $48,900 | $61,400 Land $12,500 Building $48,900 | |
| 2023 | $61,400 Land $12,500 Building $48,900 | $61,400 Land $12,500 Building $48,900 | |
| 2022 | $133.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 475 Spelltown Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective February 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 12 (2013–2024) |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 475 Spelltown Rd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 88% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Palmetto Telephone Communications Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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