475 Smith Hollow Rd, Marshall, NC 28753 Property Records

Madison County property record for 475 Smith Hollow Rd, Marshall, NC 28753

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,176 sqft · built 2003
Lot Size	9.9 acres (431,244 sqft)
Owner	Individual Name on File
Tax Bill	$2,861 (2025)
Deeds & Mortgages	Jul 2023 Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9716-17-9525`

Property Details

APN / Parcel Number

Primary APN	`9716-17-9525`
Alternative APNs	`9716179525 0017113` `17113`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,176 sqft Heated Area
1st Floor Area	1,184 sqft
Basement Area	2,176 sqft
Unfinished Basement	2,176 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	431,244 sqft (9.9 acres)

Exterior Amenities

Porch	Slab
Porch Area	640 sqft
Deck Area	352 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Street Address	475 SMITH HOLLOW RD
City	MARSHALL
State	NC
Zip	28753-6458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	PL:4-745
Legal Block	17
Jurisdiction	MADISON NC
Township / Civil Division	1, NORTH MARSHALL
Census Block Group	2
Census Block	2036
Census Tract	10500

Owner

Source: Madison County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	475 SMITH HOLLOW RD, MARSHALL, NC 28753-6458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Intrafamily Transfer, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
May 25, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2023
Deed Sale	Jul 31, 2023
Prior Sale	May 25, 2022 · Amount on File
Deed Document Number	2023351660
Deed Book / Page	777 / 146
Prior Transfer Date	Jul 18, 2023
Prior Transfer Doc	0007770146
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON NC
Recording Date	Jul 31, 2023
Property Address	475 SMITH HOLLOW RD, MARSHALL, NC 28753-6458
Document Number	0007770146
Book / Page	777 / 146
Map Reference	MB 4 PG 745
Instrument Date	Jul 18, 2023
Instrument	351660
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	475 SMITH HOLLOW RD, MARSHALL, NC 28753-6458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 SMITH HOLLOW RD, MARSHALL, NC 28753-6458

Mortgage

Document Number	0000351661
Date	Jul 31, 2023
Instrument	351661

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	May 25, 2022
Property Address	475 SMITH HOLLOW RD, MARSHALL, NC 28753-6458
Document Number	0007510482
Book / Page	751 / 482
Map Reference	MB 4 PG 745
Instrument Date	May 25, 2022
Instrument	346867
Transaction Type	Transfer
Record Updated	Jun 9, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	475 SMITH HOLLOW RD, 475, MARSHALL, NC 28753-6458

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	475 SMITH HOLLOW RD, MARSHALL, NC 28753-6458

Mortgage

Document Number	0000346868
Date	May 25, 2022
Instrument	346868

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.15%
Type Change Date	Jun 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,861.00	$609,521 (-) Land $141,184 Building $468,337	$609,521 (-) Land $141,184 Building $468,337
2024	$2,861.00	$609,521 (+43.58%) Land $141,184 Building $468,337	$609,521 (+43.58%) Land $141,184 Building $468,337
2023		$424,512 (-) Land $118,695 Building $305,817	$424,512 (-) Land $118,695 Building $305,817
2022		$424,512 Land $118,695 Building $305,817	$424,512 Land $118,695 Building $305,817

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	24 (1989–2024)
Claims Outside the SFHA	13 of 24
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Hurricane Ivan, Sep 2004 · 9 claims Tropical Storm Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MARSHALL serves 1,402 people · EPA ID NC0158015
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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