Montague County property record for 475 Sandy Creek Rd, Bowie, TX 76230
| Property Type | Rural Home |
|---|---|
| Details | 1,724 sqft · built 2020 |
| Lot Size | 15.3 acres (669,082 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,502 (2025) |
| Deeds & Mortgages | Aug 2020 Construction Loan May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R000026156 |
| Primary APN | R000026156 |
|---|---|
| Alternative APN |
|
| Building Area | 1,724 sqft Living Area |
|---|---|
| Gross Area | 3,424 sqft |
| Year Built | Built 2020 |
|---|---|
| Lot Area | 669,082 sqft (15.3 acres) |
| Account Number | 20139.0000.0000.0020 |
|---|---|
| Street Address | 475 SANDY CREEK RD |
| City | BOWIE |
| State | TX |
| Zip | 76230-8955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | ACRES: 15.360 AB139 FRANKLIN COOK SURVEY |
| Jurisdiction | MONTAGUE TX |
| Township / Civil Division | BOWIE |
| Census Block Group | 2 |
| Census Block | 2085 |
| Census Tract | 950401 |
Source: Montague County records, as of February 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 475 SANDY CREEK RD, BOWIE, TX 76230-8955 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2020 | Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK |
| May 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2019 |
| Deed Sale | Sep 17, 2019 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTAGUE TX |
| Property Address | 475 SANDY CREEK RD, BOWIE, TX 76230-8955 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 900 ELBA ST, BOWIE, TX 76230-4532 |
| Document Number | 0002003447 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 2003447 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | GAINESVILLE, TX 76241 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTAGUE TX |
| Property Address | 475 SANDY CREEK RD, BOWIE, TX 76230-8955 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002102211 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 2102211 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | DENTON, TX 76201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Montague County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Montague County |
| Unified School District | Alvord Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,502.00 (+17.16%) Homeowner's exemption Additional exemption filed | $378,350 (+12.34%) | $592,970 (+38.07%) Land $230,400 Building $362,570 |
| 2023 | $336,780 | $429,460 Land $99,840 Building $329,620 | |
| 2022 | $1,282.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Nearby Flood Policies | 28 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 64% of Texas |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BOWIE serves 5,534 people · EPA ID TX1690001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AMA TechTel Communications Fixed Wireless | 100 / 20 |
| Comcell Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 50 / 10 |
May also be available: Nextlink.
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