475 Sand Pine Cir, Midway, FL 32343 Property Records

Gadsden County property record for 475 Sand Pine Cir, Midway, FL 32343

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,726 sqft · built 2021
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$262,000 (Jun 2021)
Tax Bill	$3,996 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4-06-1N-2W-1538-0000I-0240`

Property Details

APN / Parcel Number

Primary APN	`4-06-1N-2W-1538-0000I-0240`
Alternative APN	`1234000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,726 sqft Living Area
Gross Area	2,304 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	475 SAND PINE CIR
City	MIDWAY
State	FL
Zip	32343-4223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 896 P 1260; OR 874 P 610 OR
Legal Range	2W
Legal Township	1N
Legal Section	06
Legal Subdivision	RUSTLING PINES
Legal Block	I
Legal Lot Number	24
Jurisdiction	GADSDEN FL
Township / Civil Division	HAVANA
Census Block Group	2
Census Block	2018
Census Tract	20600

Owner

Source: Gadsden County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	475 SAND PINE CIR, MIDWAY, FL 32343-4223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE INC
Aug 4, 2020	Deed of Trust, Mortgage · Line of Credit AMERIS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2021 · Amount on Record
Deed Sale	Jun 3, 2021 · Amount on Record
Deed Document Number	20214513
Deed Book / Page	896 / 1260
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GADSDEN FL
Recording Date	Jun 3, 2021
Property Address	475 SAND PINE CIR, MIDWAY, FL 32343-4223
Document Number	0008961260
Book / Page	896 / 1260
Map Reference	MB 2 PG 110
Instrument Date	May 28, 2021
Instrument	210004513
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 9, 2023
Title Company	HAYWARD TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,834.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3551 S BLAIR STONE RD # RD105-11, RD105-11, TALLAHASSEE, FL 32301-8826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6762, TALLAHASSEE, FL 32314-6762

Mortgage

Document Number	0008961262
Date	Jun 3, 2021
Instrument	896/1262

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GADSDEN FL
Property Address	475 SAND PINE CIR, MIDWAY, FL 32343-4223
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008810411
Date	Aug 4, 2020
Book Page	881/411
Instrument	200005529

Lender

Name	AMERIS BANK
Type	Bank
Address	TALLAHASSEE, FL 32301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 13, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Gadsden County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gadsden County
Municipality	Midway City
Unified School District	Gadsden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,996.00 (+3.42%) Homeowner's exemption	$254,462 (+2.9%)	$266,775 (+1.95%) Land $40,500 Building $226,275
2024	$3,864.00 (+2.22%) Homeowner's exemption	$247,291 (+3%)	$261,667 (+5.91%) Land $37,000 Building $224,667
2023	$3,780.00 (+3.36%) Homeowner's exemption	$240,089 (+3%)	$247,065 (+5.99%) Land $30,000 Building $217,065
2022	$3,657.00 Homeowner's exemption	$233,097 Land $22,000 Building $211,097	$233,097 Land $22,000 Building $211,097

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GADSDEN CO REGIONAL W/S public/private · serves 12,322 people · EPA ID FL1200797
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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