475 S Front St, Rio Vista, CA 94571 Property Records

Solano County property record for 475 S Front St, Rio Vista, CA 94571

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,648 sqft · built 1926
Lot Size	0.13 acres (5,662 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Oct 2021)
Tax Bill	$7,958 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Oct 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0049-188-130`

Property Details

APN / Parcel Number

Primary APN	`0049-188-130`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,648 sqft Living Area
1st Floor Area	1,324 sqft
2nd Floor Area	1,324 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Lot Area	5,662 sqft (0.13 acres)
Garage Area	558 sqft
Parking Spaces	2 Parking Spaces
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	475 S FRONT ST
City	RIO VISTA
State	CA
Zip	94571-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK-BG 00-00
Legal Subdivision	MORTENSEN & DALTON 01
Legal Lot Number	15
Jurisdiction	SOLANO CA
Township / Civil Division	RIO VISTA
Census Block Group	2
Census Block	2044
Census Tract	253502

Owner

475 S Front St is owned and occupied by two individuals who bought it in October 2021.

Source: Solano County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	475 S FRONT ST, RIO VISTA, CA 94571-2013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC
Oct 26, 2021	Grant Deed, Transfer · VA Mortgage KIND LENDING LLC
Sep 28, 2018	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK
Aug 1, 2019	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK
Apr 15, 2020	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2021 · Amount on File
Deed Sale	Oct 26, 2021 · Amount on File
Prior Sale	Aug 13, 2012 · Amount on File
Deed Document Number	2021111054
Prior Transfer Date	May 1, 1996
Prior Transfer Doc	0000030377
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	475 S FRONT ST, RIO VISTA, CA 94571-2013
Transaction Type	Mortgage
Record Updated	Jul 1, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 S FRONT ST, RIO VISTA, CA 94571-2013

Mortgage

Document Number	0000042752
Date	Jun 21, 2022
Instrument	202200042752

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOLANO CA
Recording Date	Oct 26, 2021
Property Address	475 S FRONT ST, RIO VISTA, CA 94571-2013
Document Number	0000111054
Map Reference	MB 7 PG 15
Instrument Date	Oct 15, 2021
Instrument	202100111054
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	475 S FRONT ST, RIO VISTA, CA 94571-2013

Mortgage

Document Number	0000111055
Date	Oct 26, 2021
Instrument	202100111055

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	475 S FRONT ST, RIO VISTA, CA 94571-2013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066197
Date	Sep 28, 2018
Instrument	201800066197

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	475 S FRONT ST, RIO VISTA, CA 94571-2013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050497
Date	Aug 1, 2019
Instrument	201900050497

Lender

Name	BNC NATIONAL BANK
Type	Mortgage Company
Address	GLENDALE, AZ 85308

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	475 S FRONT ST, RIO VISTA, CA 94571-2013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029768
Date	Apr 15, 2020
Instrument	202000029768

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 475 S Front St was $7,958, up 0.8% from the year before.

Source: Solano County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Solano County
Municipality	Rio Vista City
Unified School District	River Delta Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$757,700 (+2%) Land $227,310 Building $530,390
2025	$7,958.00 (+0.77%)	$742,844 Land $222,853 Building $519,991
2024	$7,897.00 (+0.39%)
2023	$7,866.00 (+1.72%)	$714,000 Land $214,200 Building $499,800	$772,560
2022	$7,733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 475 S Front St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2006–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2012 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 475 S Front St is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIO VISTA serves 11,206 people · EPA ID CA4810004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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