475 Rusk Ave, Wells, TX 75976 Property Records

Cherokee County property record for 475 Rusk Ave, Wells, TX 75976

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,834 sqft · built 1967
Lot Size	1.94 acres (84,598 sqft)
Owner	2 Individual Names on Record
Last Sale	$223,440 (Mar 2026)
Tax Bill	$2,320 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`208400-00020-0001000`

Property Details

APN / Parcel Number

Primary APN	`208400-00020-0001000`
Alternative APN	`228225000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,834 sqft Living Area
Gross Area	5,075 sqft
1st Floor Area	1,834 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	84,598 sqft (1.94 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Porch
Porch Area	161 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	208400-00020-0001000
Street Address	475 RUSK AVE
City	WELLS
State	TX
Zip	75976
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 2 2 & 3 & 14 WEBB HGTS - CITY OF WELLS
Legal Subdivision	WEBB HEIGHTS ADDITION
Legal Block	2
Legal Lot Number	1
Jurisdiction	CHEROKEE TX
Township / Civil Division	WELLS
Census Block Group	1
Census Block	1020
Census Tract	951100

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	475 RUSK AVE, 744, WELLS, TX 75976
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 9, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Mar 10, 2026	Vendor's Lien, Transfer · Conventional Mortgage USAA FSB
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 2, 2017	Vendor's Lien, Transfer · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2026 · Amount on Record
Deed Sale	Mar 10, 2026 · Amount on Record
Prior Sale	Apr 10, 2019
Deed Document Number	2026748002
Deed Book / Page	2927 / 23
Last Transfer Date	Apr 2, 2026
Transfer Doc	0000748927
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE TX
Property Address	475 RUSK AVE, WELLS, TX 75976
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002649/153
Date	Oct 7, 2021
Book Page	2649/153
Instrument	705046

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE TX
Recording Date	Apr 9, 2026
Property Address	475 RUSK AVE, WELLS, TX 75976
Document Number	0000748927
Book / Page	2932 / 843
Instrument Date	Apr 2, 2026
Instrument	2026748927
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate

March 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CHEROKEE TX
Recording Date	Mar 10, 2026
Property Address	475 RUSK AVE, WELLS, TX 75976
Document Number	0002927/23
Book / Page	2927 / 23
Map Reference	CAB A SL 10
Instrument Date	Mar 9, 2026
Instrument	748002
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 FOREST RD # 744, 744, WELLS, TX 75976-4142

Mortgage

Document Number	0000748003
Date	Mar 10, 2026
Instrument	748003

Lender

Name	USAA FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE TX
Property Address	475 RUSK AVE, WELLS, TX 75976
Transaction Type	Mortgage
Record Updated	Oct 21, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2649/153
Date	Oct 7, 2021
Book Page	2649/153
Instrument	705046

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

October 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CHEROKEE TX
Recording Date	Oct 2, 2017
Property Address	475 RUSK AVE, WELLS, TX 75976
Document Number	002401/585
Book / Page	2401 / 585
Map Reference	CAB A SL 10A
Instrument Date	Sep 15, 2017
Instrument	00665744
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 RUSK AVE, WELLS, TX 75976

Mortgage

Document Number	0000665745
Date	Oct 2, 2017
Instrument	00665745

Lender

Name	BANK OF ENGLAND
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cherokee County
Municipality	Wells Town
Unified School District	Wells Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,320.00 (+247.83%) Homeowner's exemption Senior Citizen's exemption	$130,160 (-4.43%) Land $5,720 Building $124,440	$130,160 (-4.43%) Land $5,720 Building $124,440
2025	$667.00 (-58.16%)	$136,200 (+14.28%) Land $5,720 Building $130,480	$136,200 (+14.28%) Land $5,720 Building $130,480
2023		$119,180 Land $5,720 Building $113,460	$119,180 Land $5,720 Building $113,460
2022	$1,594.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WELLS serves 853 people · EPA ID TX0370004
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Fidium Fiber, Verizon.

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