475 Rowley Ln, Summerville, SC 29486 Property Records

Berkeley County property record for 475 Rowley Ln, Summerville, SC 29486

Property Summary

Property Type	Single Family Home
Details	3,041 sqft · built 2024
Lot Size	0.157 acres (6,869 sqft)
Owner	Individual Name on Record
Last Sale	$533,619 (Jul 2024)
Tax Bill	$2,233 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`179-07-04-036`

Property Details

APN / Parcel Number

Primary APN	`179-07-04-036`
Alternative APN	`179-00-00-081`

Interior

Building Area	3,041 sqft Finished Area
1st Floor Area	1,669 sqft
2nd Floor Area	1,372 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	6,869 sqft
Garage Area	420 sqft
Porch	Slab
Porch Area	60 sqft
Patio Area	154 sqft

Location & Zoning

Street Address	475 ROWLEY LN
City	SUMMERVILLE
State	SC
Zip	29486-2471
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	LOT 188LOCHTON PH4
Legal Subdivision	CANE BAY (LOCHTON PH 4)
Legal Lot Number	188
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	2
Census Block	2025
Census Tract	20711

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	475 ROWLEY LN, SUMMERVILLE, SC 29486-2471
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2024 · Amount on Record
Deed Sale	Jul 24, 2024 · Amount on Record
Prior Sale	May 3, 2024 · Amount on Record
Deed Document Number	202422802
Deed Book / Page	4923 / 444
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Recording Date	May 13, 2026
Property Address	475 ROWLEY LN, SUMMERVILLE, SC 29486-2471
Document Number	0000016815
Book / Page	5574 / 688
Instrument Date	May 8, 2026
Instrument	202616815
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	475 ROWLEY LN, SUMMERVILLE, SC 29486-2471

Mortgage

Document Number	0000016815,
Date	May 13, 2026
Book Page	5574/688
Instrument	202616815

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Oct 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$530,400 (+2,4%) Land $140,000 Building $390,400	$530,400 (-) Land $140,000 Building $390,400
2025	$2,233.00 (+261.91%)	$21,216 (-33.33%) Land $5,600 Building $15,616	$530,400 (-) Land $140,000 Building $390,400
2024	$617.00	$31,824 (+430.4%) Land $8,400 Building $23,424	$530,400 (+430.4%) Land $140,000 Building $390,400
2022		$6,000 Land $6,000	$100,000 Land $100,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 277 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	277 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20