San Joaquin County property record for 475 Rockingham Ct, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,973 sqft · built 2001 |
| Lot Size | 0.084 acres (3,675 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $368,000 (Mar 2004) |
| Tax Bill | $6,239 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 235-380-140-000 |
| Primary APN | 235-380-140-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,973 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Wood |
| Lot Area | 3,675 sqft (0.084 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 235-380-14 |
|---|---|
| Street Address | 475 ROCKINGHAM CT |
| City | TRACY |
| State | CA |
| Zip | 95376-4955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RYLAND JUNCTION 02 LOT 163 |
| Legal Subdivision | RYLAND JUNCTION |
| Legal Block | 1 |
| Legal Lot Number | 163 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 5406 |
475 Rockingham Ct is owned and occupied by two individuals who bought it in March 2004.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 475 ROCKINGHAM CT, TRACY, CA 95376-4955 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU |
| Dec 16, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2004 · Amount on File |
| Deed Sale | Mar 19, 2004 · Amount on File |
| Prior Sale | Oct 5, 2001 · Amount on File |
| Deed Document Number | 200455558 |
| Prior Transfer Date | Jan 4, 2002 |
| Prior Transfer Doc | 0000008650 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 475 ROCKINGHAM CT, TRACY, CA 95376-4955 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Title Company | WFG TITLE |
| Name | Verified Name |
|---|---|
| Address | 470 BALDWIN CT, TRACY, CA 95376-4959 |
| Document Number | 0000105077 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 2025-105077 |
| Name | FIRST TECHNOLOGY FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | HILLSBORO, OR 97124 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 8.25% |
| Index | 5-Year TN |
| Max Rate | 11.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 475 ROCKINGHAM CT, TRACY, CA 95376-4955 |
| Document Number | 0000006262 |
| Instrument Date | Dec 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 475 ROCKINGHAM CT TRACY CA 953764955, TRACY, CA 95376-4955 |
| Document Number | 0000006262 |
|---|---|
| Date | Jan 19, 2018 |
| Instrument | 6262 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 475 Rockingham Ct was $6,239 with a homeowner's exemption, up 0.1% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,239.00 (+0.08%) | ||
| 2025 | $6,234.00 Homeowner's exemption | $523,193 Land $156,387 Building $366,806 | |
| 2023 | $5,662.00 (+2.13%) Homeowner's exemption | $502,878 Land $150,315 Building $352,563 | $597,150 |
| 2022 | $5,544.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 475 Rockingham Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 475 Rockingham Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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