475 Roading Dr, San Jose, CA 95123 Property Records

Santa Clara County property record for 475 Roading Dr, San Jose, CA 95123

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,593 sqft · built 1968
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$1,840,000 (Oct 2021)
Tax Bill	$26,362 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2019 Transfer + 1 more
Flood Zone	Zone D (undetermined)
APN	`689-16-086`

Property Details

APN / Parcel Number

Primary APN	`689-16-086`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,593 sqft Living Area
Gross Area	1,495 sqft
1st Floor Area	1,495 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	382 sqft
Parking Spaces	1 Parking Space
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	475 ROADING DR
City	SAN JOSE
State	CA
Zip	95123-4231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 4426 BOOK 234 PAGE 35 LOT 155
Legal Subdivision	TRACT NO 4426
Legal Tract	4426
Legal Lot Number	155
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2009
Census Tract	512037

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	475 ROADING DR, SAN JOSE, CA 95123-4231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Oct 16, 2019	Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Oct 16, 2019	Grant Deed, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2021 · Amount on Record
Deed Sale	Oct 22, 2021 · Amount on Record
Prior Sale	Oct 16, 2019 · Amount on Record
Deed Document Number	202125141717
Prior Transfer Date	Oct 11, 2019
Prior Transfer Doc	0024304873
Record Updated	Oct 29, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 22, 2021
Property Address	475 ROADING DR, SAN JOSE, CA 95123-4231
Document Number	0025141717
Map Reference	MB 234 PG 34&35
Instrument Date	Sep 22, 2021
Instrument	25141717
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 ROADING DR, SAN JOSE, CA 95123-4231

Mortgage

Document Number	0025141718
Date	Oct 22, 2021
Instrument	25141718

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Nov 1, 2026
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.25%
Index	Other
Max Rate	7.25%

October 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 16, 2019
Property Address	475 ROADING DR, SAN JOSE, CA 95123-4231
Document Number	0024304873
Instrument Date	Oct 11, 2019
Instrument	24304873
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 ROADING DR SAN JOSE CA 951234231, SAN JOSE, CA 95123-4231

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 16, 2019
Property Address	475 ROADING DR, SAN JOSE, CA 95123-4231
Document Number	0024304874
Map Reference	MB 234 PG 34&35
Instrument Date	Oct 11, 2019
Instrument	24304874
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	475 ROADING DR, SAN JOSE, CA 95123-4231

Mortgage

Document Number	0024304875
Date	Oct 16, 2019
Instrument	24304875

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,991,674 (+2%) Land $1,623,648 Building $368,026
2025	$26,362.00 (+12.21%)	$1,952,622 (+14.19%) Land $1,591,812 Building $360,810
2023	$23,494.00 (-5.33%)	$1,710,000 Land $1,394,000 Building $316,000
2022	$24,816.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT OAKS WC INC private · serves 112,582 people · EPA ID CA4310022
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless	800 / 160
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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