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475 Raymond St, El Cajon, CA 92020 Property Records

San Diego County property record for 475 Raymond St, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,232 sqft · built 1959
Lot Size0.154 acres (6,700 sqft)
OwnerCompany Name on File
Last Sale$260,000 (Aug 2013)
Tax Bill$4,743 (2025)
Deeds & MortgagesMar 2023 Transfer
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN493-430-13-00

Property Details

APN / Parcel Number

Primary APN493-430-13-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,232 sqft Living Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Lot Area6,700 sqft (0.154 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address475 RAYMOND ST
CityEL CAJON
StateCA
Zip92020-6432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 44 TR 003752
Legal SubdivisionALLENWOOD
Legal Tract003752
Legal Block1
Legal Lot Number44
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1002
Census Tract15301

Owner

475 Raymond St is owned by a company that acquired it in February 2023.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address1934 SONETT ST, EL CAJON, CA 92019-4149
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2023Quit Claim Deed, Transfer
Quitclaim
Jul 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2013 · Amount on File
Deed SaleAug 5, 2013 · Amount on File
Prior SaleMar 5, 2010 · Amount on File
Deed Document Number2013489558
Last Transfer DateFeb 19, 2023
Transfer Doc0000055362
Record UpdatedOct 29, 2026

March 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMar 3, 2023
Property Address475 RAYMOND ST, EL CAJON, CA 92020-6432
Document Number0000055362
Map ReferenceMAP 3752
Instrument DateFeb 19, 2023
Instrument2023-0055362
Transaction TypeTransfer
Record UpdatedMar 15, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1934 SONETT ST, EL CAJON, CA 92019-4149

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address475 RAYMOND ST, EL CAJON, CA 92020-6432
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000376941
DateJul 14, 2020
Instrument2020-0376941
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 475 Raymond St was $4,743, up 1.2% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$325,085 (+2%) Land $150,038 Building $175,047
2025$4,743.00 (+1.17%)$318,712 Land $147,097 Building $171,615
2024$4,688.00 (+2.14%)
2023$4,590.00 (+8.2%)$306,337 Land $141,386 Building $164,951
2022$4,242.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 475 Raymond St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 475 Raymond St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Starlink
Satellite		280 / 30
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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