Coos County and Lancaster Town property record for 475 Prospect St, Lancaster, NH 03584
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,982 sqft · built 1858 |
| Lot Size | 9.55 acres (415,998 sqft) |
| Owner | Owner Name on File |
| Last Sale | $220,000 (Feb 2003) |
| Tax Bill | $7,559 (2023) |
| Deeds & Mortgages | Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | LNCS M:R27 L:012 |
| Primary APN | LNCS M:R27 L:012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,982 sqft Living Area |
| Gross Area | 5,860 sqft |
| Basement Area | 600 sqft |
| Unfinished Basement | 600 sqft |
| Year Built | Built 1858 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 415,998 sqft (9.55 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 475 PROSPECT ST |
|---|---|
| City | LANCASTER |
| State | NH |
| Zip | 03584-3231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-AGR |
| Legal Description | LOT:12 CITY/MUNI/TWP:LANCASTER |
| Legal Subdivision | LOIS A & GEERT PESMAN & A JAME |
| Legal Lot Number | 12 |
| Jurisdiction | LANCASTER TOWN NH |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 950500 |
The current owner of 475 Prospect St bought it in February 2003.
Source: Coos County and Lancaster Town records, as of January 31, 2024
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | PO BOX 475, LANCASTER, NH 03584-0475 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 14, 2003 · Amount on File |
| Deed Sale | Feb 14, 2003 · Amount on File |
| Prior Sale | May 6, 2002 · Amount on File |
| Deed Document Number | 0001022496 |
| Deed Book / Page | 1022 / 496 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER TOWN NH |
| Property Address | 475 PROSPECT ST, LANCASTER, NH 03584-3231 |
| Document Number | 0015140326 |
| Instrument Date | Jun 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 475 LANCASTER NH 035840475, LANCASTER, NH 03584-0475 |
| Document Number | 0015140326 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 001514/000326 |
| Instrument | 1902458 |
| Name | PASSUMPSIC SVGS BK/NH |
|---|---|
| Type | Federal Savings Bank |
| Address | 117 MAIN ST, LANCASTER, NH 03584-3028 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Coos County and Lancaster Town assessment roll, as of April 1, 2023
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Coos County |
| County Subdivision | Lancaster Town |
| Unified School District | White Mountain Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $7,559.00 (+13.29%) | $436,700 (+58.97%) Land $106,000 Building $330,700 |
| 2022 | $6,672.00 | $274,700 Land $56,800 Building $217,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 475 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 20, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 14 (1978–2014) |
| Claims Outside the SFHA | 6 of 14 |
| Most Recent Claim | Apr 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 475 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Netafy Fixed Wireless | 500 / 500 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber.
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